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Found 15 results

  1. We have received a pcn from Smart parking. This was received within 14 days. When parking at Fistral Beach we bought a pay and display ticket. Inadvertently i have entered a o and not a zero. We appealed possibly identifying the driver and smart rejected this based on not adhering to term and conditions. I have the ticket. I am now appealing to Popla but despite having read for hours i am still not really sure what my appeal is. Should i just use a template with conditions like contract, signage, ANPR etc. Any help would be appreciated thanks
  2. Good morning, I have recently received a parking charge notice from parking eye, to which I have appealed and provided proof of parking twice and they have rejected both times. Can you please help? please answer the following questions. 1 Date of the infringement 06/07/17 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 21/07/17 3 Date received 26/07/17 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?] Not that I can see (howver I am looking at a scanned copt at the moment could be on the rear will check later) 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? {y/n?] post up you appeal] Yes. I am afraid I do not have a copy of my appeal but all I wrote was "Please see attached proof of parking, I accidentally enetered my old cars registration in error" The above is from memory so wording may be slightly different. I attached a copy of the parking ticket. Have you had a response? [Y/N?] post it up Please see attached Dated 01st & 23rd August. 7 Who is the parking company? Parking Eye 8. Where exactly [carpark name and town] Crown Wharf Shopping Park, Walsall car park For either option, does it say which appeals body they operate under. BPA If you have received any other correspondence, please mention it here. I received another parking charge notice, to which I appealed again the same as above then I received the below the attached dated 12th October 2017. Many thanks for your help and support. 23 August 2017.pdf 12 October 2017.pdf 01 August 2017.pdf
  3. 1 Date of the infringement 29/7/17 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 3/8/17 3 Date received Not sure 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?] N 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? {y/n?] post up you appeal] Have you had a response? [Y/N?] post it up Yes, unsuccessfuly 7 Who is the parking company? SmartParking 8. Where exactly [carpark name and town] Haven Bank Retail Park, Exeter I have recently tried unsuccessfully to appeal against a parking fine that I received due to my partner not entering the complete reg plate into the parking machine. She thought she just had to enter the number part of my reg (04) rather than the whole registration. Fortunately I still have the ticket which matches the number bit of my plate. I believe it is fairly clear from this that I did actually but a ticket. I tried to appeal on the basis that I had evidence that I had paid and explained what had happened but it was rejected as they say that the instructions clearly state that the correct registration plate has to be entered and that I have therefore breached the terms and conditions. It states that in order to appeal again I therefore need to appeal to the independent appeals service. Anyone got any advice? I am determined not to pay the fine when I did actually but a ticket. Cheers, Dave.
  4. Hello all, I normally just look at these sites but after seeing the helpful replies I thought why not. In Nov 2014 I had missed two payments on a card, and I was aware by this time that hiding did no good, I called Capital One to explain I was starting a new job and it would be maybe 1-2 months until I could get the balance back within it limit (which I did). I was then sitting on £227.57 on a £200 limit due to charges and interest. The advisor said sure, we can setup a payment plan, but no mention of the different types. I got an expenditure form and filled it in. On the form there were two options longer and shorter (max six months) in section 8. The £10 per month I agreed to pay was double the interest on the account if within it's balance (I think 28%) I thought well, they are giving me the option I will take the longer one, not realizing it had consequences. Oh boy what a mistake. This option defaulted the account immediately. I never received the letter they said they sent about stating this so it went untoticed until around a few months ago when I did a credit check. I contacted the financial Ombudsman who said they decided in the companies favour. I have since replied stating a few facts they got wrong and are now reassessing. The thing I feel is wrong that nowhere on the form I filled in explains the two options or their consequences. I had a look on the consumer report and wondered if it applied? I had a look on the consumer act and seen the below which I don't feel applied to the agreement form I filled out. 55Disclosure of information. (1)Regulations may require specified information to be disclosed in the prescribed manner to the debtor or hirer before a regulated agreement is made. [F155APre-contractual explanations etc Before a regulated consumer credit agreement, other than an excluded agreement, is made, the creditor must— (a)provide the debtor with an adequate explanation of the matters referred to in subsection (2) in order to place him in a position enabling him to assess whether the agreement is adapted to his needs and his financial situation, (2)The matters referred to in subsection (1)(a) are— ©the features of the agreement which may operate in a manner which would have a significant adverse effect on the debtor in a way which the debtor is unlikely to foresee, Any advice? I seen a post somewhere else that said anything detailing to time and action should be more profound in size/bold/undlerlined. In the defult letter, i never got its all the same size. I think they also kept the older higher amount on the default notice. za1.pdf za2.pdf
  5. She has just received A letter from bw legal regarding a PNC (Private Land) back in July 2013. They are using the court case of Parking Eye Vs Beavis as there main argument. She bought a ticket; she did not go over the allotted time. The reg plate was entered wrong. See the details below and hopefully it should be come clear Back in July 2013 a fiend of my daughter parked on a private car park run by excel parking. At the time the girl in question was young and being young when paying for her ticket instead of putting in her reg, as she should, she was a little mischievous and put in TIT HEAD. Well guess what happened next she got letter PNC through for £100. + £54 cost. By the time she had told me in December of that year it was a debt collection agency that was chasing her for the money. I sent a conditional acceptance saying that she did buy a ticket and we would happy except the fine if they could prove that the Reg TIT HEAD had not mistakenly been entered in their machine. And I sent a five pound Cheque to cover any loss. I said that she was not excepting any liability but was here staying honour and offering remedy. I said if this is not acceptable please return the cheque and with it proof of claim in the following. I asked 19 things like disclosure of all photographs. That Excell can show by the way of records that TIT HEAD was not entered on that day. A asked them explain what grounds they are making a claim. Is it damages for trespass, damages for breach of contract, damages for loss of income? So on and so forth in all I asked for between 16 and 19 pieces of information. She has heard nothing since until she received this letter the other day. Any advice please in relation to parking eye Vs Beavis and the above circumstances
  6. Hi all. First time poster on here. I received the attached the attached parking charge notice a couple of days ago. It is from a company called park watch and states I entered a no access area on private land and provides photographic evidence showing this. I cannot dispute that I did this. The location was One Stop Shopping Centre in Perry Barr, Birmingham. My question is would I have any grounds of appeal? Any information/advice much appreciated. Many thanks Mark
  7. I have had a letter from Brian carter Solicitors saying that a ccj has been entered against me on the 17 December 2015. I did get the court papers but stupidly ignored them after reading different things on the internet about not admitting anything. The bill is for £501.64 and he is asking for £50 a month which I can't pay. The letter says they will consider further enforcement action if the payment is not made. I don't know what to do. I have also received another letter from Lowell which says pre legal assessment threatening another bill being sent to their solicitors (probably Brian carter again) . The bill is for £836.77 and the letter talks about ccjs and possible bailiffs. I have absolutely no idea where I stand as far as bailiffs are concerned. I don't own my home. Do I have to let them in? I've seen programmes on bailiffs and the thought terrifies me. I realise this is my own doing but trying to pay rent and council tax as well as feeding 2 kids has been my main priority. I had these debts as well as some others with stepchange but the payments got too much and I had to cancel the agreement. Stepchange said one of the options was bankruptcy but I panicked and just left things. But because they have been paid a little bit, this is surely classed as acknowledgement of the debt? Any advice would be greatly appreciated. I'm frightened of answering the front door. Thanks, Tracey
  8. Just when you thought the banking industry was at least starting to have its wild speculation to make personal profit at everyone else' expense curbed ... 'FRAID NOT ... Finance minister George Osborne signaled in a speech in June that he wanted a "new settlement" with the financial sector, taken to mean a softening of approach and an end to so-called "banker bashing". A few weeks later, he ousted FCA chief executive Martin Wheatley, who had warned he would "shoot first" and ask questions later as he faced fresh scandals in the sector such as the attempted rigging of Libor benchmark interest rates and currency benchmarks and the mis-selling of loan insurance. http://www.reuters.com/article/britain-banks-idUSL8N12F0O820151015 and you thought new laws were being introduced to address the simple fact that no bankers are being prosecuted for bankrupting the world?? Britain Doesn’t Need New Laws To Tackle Corporate Corruption, Government Decides The business minister has scrapped proposals for new corporate crime laws – because no one is being prosecuted under existing ones. http://www.buzzfeed.com/jamesball/britain-doesnt-need-new-laws-to-tackle-corporate-corruption#.dyAyvB8jk
  9. Hello everybody I recently got into debt bother with EON . I spoke to them about my options with regards to my debt (installments, pre-payment etc). I indicated that I would prefer prepayment to manage my debts but then took my time getting back to them . Next I received a letter telling me that they were applying to the courts and had added £60.00. The court date was supposed to be 12th of November and I awaited this date so I could contest the fee (I had already told them that I wanted prepayment), they wrote to me shortly before telling me that the court hearing had been cancelled and they would write to me at a later date. Yesterday (12th) I got home to find some documents and a electricity key INSIDE MY HOUSE !!. The accompanying paperwork said that they had acted on a warrant (no issue date, number etc) and had changed my electricity meter. In my actual mail on that day I got a letter from them telling me that they had reapplied for a court date - which was supposed to be the 16th November !!!. So clearly they illegally entered my house without a warrant and changed the meter. Luckily, nothing valuable was stolen from me by these rapscallions . I have not yet contacted them, instead I would prefer the advice of somebody who has experience in these matters to see exactly where I stand before I act. What are my options, so to speak ?
  10. So basically I live in a shared house. We received a letter to say that the landlord wanted to complete an inspection (we had one of these around a month ago - where they were incredibly rude, shouting at bin bags etc.). I politely rang up the letting agency to inform them that this day was not suitable for us (we were in the middle of packing to move out). They said they would inform the landlord and arrange for another day. Anyway yesterday they came in anyway. Only my flatmate was in bed as we were all out. They let themselves in, walked around and woke up my flatmate and started shouting at him for small bits of mess. I rang up the letting agency and they said they had tried to contact us, but could not get hold of us to tell us that they were coming anyway as 'they were only checking meters'. I said I had made it very clear I didn't want them coming round (I like to be in the house when they visit - I personally don't like landlord being around my things without me being there). I am extremely annoyed by this, the letting agency are nothing but trouble - have not helped us in any way this year and been an absolute nuisance. What would you advise to do? Am i within my right to cancel the rest of the tenancy and move to my new house (im currently in a cross over period). This would save me rent. Thanks for any help.
  11. please advice on what to do ... Around march/April I had some fraudulent activities on my account so had to suspend payments going out and made manual payments to my service providers including EE . . to my utmost surprise I checked my credit file 19th of may as I am in the process of applying for a mortgage and saw that ee had recorded a £35 missed payment on my file ..which dropped my points drastically. . I did call ee When I had the problem on my account explained the issue to them but they said I was not owing at the time and they could still see me being set up on direct debit.. I still made a manual payment .. and I called them again to confirm that the direct debit is back on I called to speak with them and they said they are required by law to report if you agree to make payment by direct debit and you don't do so *even if you make manual payment * !! This is is so so wrong ! I did explain the fraud situation ! I mean .. what else could I have done not to be hit harder ? .. Advise on steps to take on this unfair situation .. Thanks
  12. Hi everyone I am having a terrible time of late and this letter has just about done me! On Sat I received a letter from BW Legal dated 13/05/2015 on behalf of Lowell (I'm pretty sure they are the same company?) saying 'A COUNTY COURT JUDGMENT HAS BEEN ENTERED AGAINST YOU' 'On 17 April 2014 our client obtained a County Court Judgment against you in the sum of £420.50 in the Northamptonshire (County Court Bulk Centre) under claim number ********' Details of this judgment will be enterd in a public register, the Register of County Court Judgments, That information will then be passed to credit reference agencies which will have an adverse impact on your credit file' 'Unless the full amount of £420.50 is received in this office within 10 days of this letter, we will seek our Client's instructions to enforce the County Court Judgment against you' Have I got a CCJ? I have tried checking my credit report today but it says it is not available. I already pay Lowell £6 each a month off 4 accounts I already have with them. Why would I not have set payment up for this one as well? I don't remember receiving any letters saying I was being taken to court. It is for an old JD Williams Catalogue debt. I am 6 months pregnant, I lost my job in March and have no income apart from housekeeping money my boyfriend gives me, until my Maternity Allowance gets sorted out and I am back on anti depressants so I really don't need any more crap piling on top of me. Can anyone help me out with this situation and what to do next. Many thanks Lisa
  13. I had 3 medical people unlawfully enter my home today ( they walked right in ) without being notified or informed in advance by any of them or my GP . From what I understand they believed I am at some risk ( without being able to tell me why ) other than my GP's concern over my well being. ( again another mystery ) I requested they leave - they did not and questioned me despite my inability to speak without a struggle / pain ( something my GP knew ) and then gave me ultimatum which boiled down to being forced to see a social worker ( which I assumes means I am now detained ) I still have no idea of how this suddenly happened , but I am not happy about it one bit. Can any one suggest what my rights are in regard to this , and what I should do ( I'm in scotland ) thanks, mikv
  14. Checked my Noddle credit report, and there is an entry by MMF for a "Student loan" First up, I do not recognise the account or the balance, and secondly I have never taken a student loan. What is my course of action? Do I send a formal complaint to MMF instructing them to remove this entry from my credit files? Advice please. Image attached... [ATTACH=CONFIG]52501[/ATTACH]
  15. Hi all This is my first post. I'm looking for some guidance to try and avoid throwing good money after bad I will keep it brief and avoid the boring details but here goes. I bought two beds (new from an ebay shop) a nd within the warranty period they both developed identical faults. I contacted the seller and they wanted me at my cost to send the complete beds back to them so they could decide if it was a manufacturing defect. I wasnt happy about this and after weeks of calls and emails I started a claim for the full value on the moneyclaim site. I heard nothing untill i received notification from the court that judgment had been entered against them. I contacted them to offer them the chance to pay up before extra costs are added etc only to be told they took over the company and now dont trade under the name that i took to court. The ebay account is stil lin the same name, the phone number is the same the email is the same. What i want to know is if i try and enforce a warrant which will cost me a further £100 will that do any good considering the name change etc? Thanks in advance for any advice Biff
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