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  1. Two months ago the F.O.S upheld my ppi complaint against Lloyds and gave them a month to respond if they agreed or not. As Lloyds have ignored them my complaint now has to go to an Ombudsman to make a legally binding ruling which can take up to another year! Is this just another tactic the banks employ trying to make people give up fighting them? I always thought if the F.O.S upheld your complaint that was a legal ruling but apparently a complaint has to be upheld by an Ombudsman to be of any use.
  2. Hi there, I am posting here as it matches most closely my query ??? I have won a court case and defendant didn't pay. I have to enforce a payment. 1) Charge home: Someone told me to "charge his home" but I received no further info. What does it mean to charge his home ? I assume I can call Land Registry but I don't have his address? - If I give them defendant's name would they be able to confirm that he owns a property or do I need to know his exact address ? 2) Car dealer: He is a car dealer but names on V5 of cars that he sells are not his. I guess that even if he
  3. Hi all, wondering how to go about applying to court for damage due to failure of Rbs & barclaycard to fully comply with SAR request. I had a look at small claims forms but couldnt see any thing that would fit for this type of claim. Any help greatly appreciated.
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