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  1. Hello, Can anyone give me some guidance please? I need to provide my figures for the month online for Universal Credit. The only thing is i don't know where to enter them and they were due yesterday but i cannot get an answer anywhere. I just need to know,as this is the first time,where and how do i do this? Thanks
  2. Good Morning I am looking for some advice and support as now really fed up! To cut a long story short, self employment ending in March, role I was in was made redundant... received JSA for approx one month and then found a role as document collection agent via Job centre website on a self employed basis. Started part time first month and was paid, second month increased my hours and to date the company owe me £990 (approx 6 weeks) Invoice was due for payment this week, so early days I know, but all attempts to contact them have been ignored, and all t
  3. In simple terms i'm self employed and have been here since october 2010, up till October 2016 the tenancy was not in my name and was paid monthly but they moved out so at this point the landlord agreed for me to pay 6 months in advance because I was unable to prove enough earnings due to being self employed. I have renewed twice paying the 6 months in advance again so 18 months total but this time they want to put the rent up £300 a year and are asking me to pay £60 in advance to reserve. I'll be honest its doable but its a real struggle this time finding over £4k. Logically it should be
  4. I was offered a sales/ admin role for a company near me last year. advertised on indeed as a full time permanent position. nothing in the advert stated self employment. gave p45 from last job, NI number, passport and bank details. paid by bacs every week @ £260. the arrangement was for commission to be paid on top also but did no happen due to lack of business. part of my role was to drive to businesses in my own car. the owner gave me cash everyday for fuel despite asking for it to be placed in my account. after 2 months i became concerned that i had not had any payslip
  5. hello have been self employed recently and have had my invoices deducted by 30% by the construction company thats paying me. How do i claim this back? Need the help please new to this so be gental with me ....
  6. Hi everyone, I need some advice on behalf of a friend. He started working as a self-employed DPD franchise driver last year. It means you get the title as self-employed but essentially you drive their van, you wear their uniform, they tell you what hours to work & theres little say on your part in this. During the course of his working day, he got into an accident. The insurance companies stated that they could find nobody to be at fault for the collision and any damages were paid for. I believe the other guy who was involved in the crash had quite a high excess
  7. Hello i wonder if you could give me some advice about Universal Credit. It is going to arrive in my area in a couple of months time. I am 67 and self employed and i receive tax credits. I do not receive any other benefit. Can anyone tell me if I will lose my tax credit when universal credit arrives. Thank you for any help you can give.
  8. Hi all Some words of legal advice please. My son has been employed, on a self-employed basis, with a major construction company, paid through Exchequer Solutions, with basic 20% deducted and I claim most of his tax back each year. He has worked tirelessly for the same employer 2 months short of 3 years as a carpenter/multi task contractor. Unfortunately, the company is owned by a father and son duo. The father is a very reasonable but ageing man who mainly stays in the office and the son is a complete upstart, worth millions, knows nothing of the construction industry, but did a b
  9. Hi hope someone can help me here please.....I was a self employed courier driver for a local company in May 2017. I worked 7 full days for the company and i got an invoice for 4 days work which i should have been paid on 15th June but because i left on the 8th day with 8 parcels left and they had to pick their van up from my premises they have refused to pay me for any days work that i did prior. And ive looked through contract and it does not state anything at all on that. Could i send a LBA to the company requesting full 7 days payment what they owe and can i charge interest????If so where c
  10. Business Tips-Have You Got Any For Newly Self Employed- Good morning old Tawnyowl here i hope you are enjoying your weekend. My brain does not seem to want to relax,full of ideas,some may think rubbish. The Entrepreneurs Of The Future. Can you offer them any advice from your own experience. Donate a little time to help others. Well i have tried all my life to make it big. Enjoyed the ride,the nearly man.But how do you class success. Are you happy to say i managed to bring my family up,provide for them,create a stable home.Worked hard all of my life. Time goes that fast
  11. I had a guy who had worked for me for 5 years. He came to me begging in December for a house to stay in. I helped the guy out by giving him a house that I owned. Cut a long story short he kept the money from the benefit payments telling me lies after lies. I managed to get a court order to evict him. But he still owes me £4000 which I have no chance of seeing. This has sent me in financial difficulties trying to cover the mortgage shortfall. The court ordered him to pay the full amount which he has not. I would really like to get the money off him.
  12. I was offered a temp position for 4 months via a job agency, before accepting the position i asked the job agency to email me the job description so i could double check the job title and job description on email as opposed to just accepting it over the phone from the agency. On the first day of the job I was taken to a different section of the company and not placed in the job role I had accepted from the agency (based on the job description the agency had emailed me) I was placed in totall different section/department nothing at all related to the job I had accepted from the agenc
  13. ive been working self employed for a company for the last 2 years, my hours at work at the moment are 10am-4pm, i now wish to change my shift at work to the evening shift which is 3-8pm because offamily realated issues My team leader is making a big fuss of this and is leaning towards refusing my request for change of hours I need a water tight reason which my team leader cannot refuse, what do you suggest? ive tried by asking 'i want to change to the 3-8pm shift' - but this has not been taken seriously, my team leader doesnt want me to change shifts please help
  14. I know every council around the country has different rules and criteria regarding council tax credits (CTC) now, but mine has done something which I think is absurd. They have said that if you have been self employed for more than 2 years then for CTC purposes they are going to assume you earn a minimum of 35 hours per week at the national living wage regardless of what you do actually earn. Last year I had to pay approx. £39 a month toward council tax which was £138 a month, because of these changes and council tax going up as well, I am no longer entitled and have to pay the full
  15. Hi hope you can help A friend of mine works as a seemstress she is Bulgarian & employs a few members of staff to help her in her busy shop. All her employees work as self employed. In October 2015 she employed a woman who doesnt speak English who lives with her daughter who speaks adequate English. My friend asked this person many times to provide her with her tax & NI number so that she could register her for tax. Cut a long story short she refused to give it to her eventually resulting in my friend refusing to pay her the last months wages until she supplied her with the necess
  16. Hi there, do you have any idea on filling out self-assessments (uk) - My background.. Basically, I had an injury with left me unable to work before the 2015-16 tax year started. I was self-employed with my own business which I officially ended a few days into tax year, and had a day job but didn't work the entire year due to my injuries so was on SSP (Statutory Sick Pay). My boss held the job open for when I recovered after the tax year, the SSP ended, and went in to ESA and then also later in that tax year PIP. So my query: 1. At the end of the year instead of a P60 my boss
  17. Hi, I had a car accident which was non fault have settled all claims for injuries made a claim for lost earnings as I could not earn for six weeks, despite knowing that I have been self-employed since February this year the insurance company has requested business accounts and bank statements from 2014 which seems a bit weird. I can prove my business income for the past eight months but have not made any drawn up accounts as I do not need to yet. What paper work of mine do I have to produce under insurance law, surely my payments statements from
  18. Hi, Please if possible can someone give me some advise? I have worked for a retail clothing company since March 2013. Up until 6th July 2015 I had a standard 'sales agent' contract. After this date I signed a Consultancy Agreement with a small list of retail customers which I was authorised to to provide 'Services to the Company'. For these accounts I earned a fix 6% commission rate on all paid invoices. Any other customers that I influenced sales for the company I also got paid for at the same rate. In my contract it states that the Commercial Agents Regulations act/regula
  19. I met a couple a few months ago,got chatting about this and that. Got talking about mortgages being self-employed things like that. Told me that after they have paid out for their home,food,gas electric and the rest they were left with next to nothing. Had a dog that they had had for ages but now needed a trip to the vet which seems to cost plenty. They told me that if they had been renting a property,private or council their low income would have given them housing benefit and they would then be entitled to get a little help with their pets fees.Think they meant the PDSA. Now
  20. Hello everyone! I've tried to research this on my own so many times, but I'm unable to find a clear answer to this. I'm a EEA national who is about to start a full-time business from home. As my business will be just starting, probably I won't met the earning thresold to be automatically seen as a self-employed in order to claim WTC. Any of you is getting WTC being an EEA national but earning less than 155 weekly pounds? Please note I meet the criteria of age and working hours before replying. Your help is appreciated!
  21. I am mightily confused. I have been signing on for 12 months, at the start of my claim I signed a claimant commitment stating I will do X number of steps each week to find work, IE look in papers, ask family and friends, use UJM etc. I completed my job search online and always filled in my activity history on UJM, ensuring I recorded X number of steps as required in my claimant commitment. Part way through the year I was told not to use UJM instead I was given a paper template to fill that stated I must do 35 hours job search per week, this had a section to fill stating the tim
  22. My ex partner is self employed, he earns around £2k every 2 weeks. I contacted the CSA in 2013 just before the scheme changed to the CMS, and he lied about his salary to pay less support for our son, something he quite openly bragged about. At the time I didn't do anything about him lying, despite having access to his pay details, as I just wanted him to contribute something towards our son as opposed to the nothing he had been giving me. He didn't want to pay anything to them so we agreed to do it privately and he's been paying me directly since. He'd increased the amount he was giv
  23. I was self-employed until early February 2016 and claiming WTC's. I ceased trading and informed both HMRC (Tax) and HMRC (WTC) to look after a very unwell elderly relative and started claiming Careers Allowance - I stopped claiming WTC obviously beforehand . I'm now completing my final HMRC Self Assessment which is a bit arduous as its not for a full tax year. I wasn't simultaneously self employed and claiming Careers Allowance so I'm wondering as my accounts are drawn up until Feb 2016 whether this should be declared as I was claiming a State Benefit - the Carers Allowance happened afte
  24. I am currently on ESA SG and in the middle of being reassessed. I am as always worried about losing my ESA. I am also due to be moving in with my partner in a few months and as they earn over the threshold I will lose all money anyway but at least if I am on ESA my stamp will get paid so I will still qualify for my pension in future. If I lose my ESA it won't change the fact that I am currently unable to work but I won't get my NIC paid. I s there anything I can do to get round this issue? Could I for example become self employed and just pay my stamp myself it it wou
  25. HSBC Warning To anyone thinking of opening a bank account with HSBC, I've just had a credit report from Experian I was shocked to see HSBC had never notified me in any way or form that they had black listed me back in October 2012, it relates to a direct debit of £50 being returned but paid in full four days later,through one single direct debit being paid four days late HSBC have totally ruined my business for a period of 6 years, as its now impossible to obtain any loans for my business, I have obviously raised a complaint with the financial ombudsman today being 15th March 2
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