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Found 9 results

  1. Hello Guys, Just after some advice regarding the housing element of Universal Credit. Its a complicated tale so ill just post the bare bones and if you need any more info i can certainly provide it. I was due my payment of UC today, this was my first payment after waiting the 6 weeks odd time it takes to process ect. No payment was received so contacted them and told they do not have a copy of tenancy agreement. (This has been an ongoing farce as its been posted twice and handed in at the job centre three times which apparently they can see on there system its been given in but
  2. Hi there, I have recently sold a property which was mortgaged on the well known Together product. I financial advisor advised that I delink and retain the surplus as a deposit towards the purchase of a new property (currently renting at present due to relocation). The apr on the unsecured element has jumped to over 12%. While this was not unexpected, this is a huge amount, and with the remaining term of 25 years, I will be paying in excess of £100k on an original £30k unsecured element. To me, there must be a case of mis-selling here. I know there ha
  3. Hello everyone, Recently claimed PIP and was awarded standard daily rate with no enhancements. I was thereafter informed that I should tell the Tax Credit office to check if I was claiming the correct amount now that I am getting PIP, so I did. The lady on the phone just took the details of the date the award started and told me I would hear within a few weeks. So I had a quick google to see if I could find anyone else's experience of claiming the extra element, and came across the rules for claiming it: http://webarchive.nationalarchives.gov.uk/20140109143644/http://www.hmrc.gov.uk/taxcr
  4. Cliffs: Just awarded ESA WRAG, 12 month prognosis; mental health. Hope to be ready for work in about a year. Don't think i could cope with full time work straight off. Part-time hours for the first year back seems like the best idea. To get WTC working less than 30 hours a week you have to have been on a relevant benefit (ESA-check). You also need to fulfill the criteria for the work disadvantage test. Parts that may apply to me: 16. You have a mental illness for which you receive regular treatment under the supervision of a medically qualified person.
  5. Hi, thought I would come back to this forum for advice because everyone was so helpful in the past. Basically I am in reciept of working tax credit and getting the disability element of this as well. I have been recieving this since roughly last august. However with renewals due very soon, will I continue to recieve this or will it be stopped? I'm not sure what the qualifying conditions would be even though I have read through these they don't make a great deal of sense. What or who makes the decision to review or stop this part of WTC? I know that one of the reasons I got in back in augu
  6. Hi there, I am looking for some advice, I have just started work again after a long period (years) of claiming IB/ESA and DLA. I also was receiving CTC. I have phoned the HMRC and I qualify for the disabled element of WTC due to DLA award. I have also notified DLA of a change in circumstances. My question is - if when DLA get back to me - and they say I am no longer entitled to DLA - obviously this will stop the disabled element. Can I then claim because of time spent on ESA? Can't I just do that now? I received DLA for mental health issues - which have not entirely gone - b
  7. I saw this thread over on Rightsnet today regarding how the working disabled/sick will fair under Universal Credit, and it looks like the phrase 'very badly' comes to mind. http://www.rightsnet.org.uk/forums/viewthread/4375/ I went and downloaded these new regulations and the CAB's report on them and unless I've got it wrong it seems to indicate that someone claiming the disabled element on UC can only do so If they work below 16 hours/and/or earn less then £99 per week and If you want to work longer hours and earn more you will only be able to do so If you're also claiming DLA/PIP a
  8. Please can someone advise if I am entitled to the disabilty element of tax credits if esa has been in place for one month or do I have to wait until next year.
  9. Would really appreciate any advice. I started work Dec 2011 after being on incapacity benefit for 5yrs due to cancer. I know I am very fortunate to be in employment. I have been in receivership of the 50+ element working tax credit. I earn £1303pm before tax-take home pay is 1,057.00. Tax credits is £202pm. I am not whinging but I have absolutely nothing left after I pay my mortgage plus bills. I have no children living at home. I have now been informed that the 50+ TC has been discontinued. I would appreciate any assistance. I cannot down size as I live in a flat.. My work is local and I h
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