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Found 15 results

  1. "Rent-to-own" shops that sell appliances and furniture for small weekly payments but with a high interest rate face a price cap. However, the financial regulator will not rush to impose the same restrictions on bank overdrafts. The Financial Conduct Authority (FCA) has spent nearly two years looking at the cost of high interest borrowing. It has now outlined a package of plans for rent-to-own, doorstep lending and catalogue shopping. High-cost credit is used by three million people in the UK. Single-parents aged 18 to 34 are three times more likely to have a high-cost loan - such as a payday loan, doorstep loan or pawnbroking loan - than the national average. "The proposals will benefit overdraft and high-cost credit users, re balancing in the favor of the customer," said FCA chief executive Andrew Bailey. http://www.bbc.co.uk/news/business-44307663
  2. New boost to rogue landlord crackdown READ MORE HERE: https://www.gov.uk/government/news/new-boost-to-rogue-landlord-crackdown
  3. Crackdown on rogue bailiffs READ MORE HERE: https://www.gov.uk/government/news/crackdown-on-rogue-bailiffs
  4. New crackdown on rogue agents to protect renters and leasehold homeowners READ MORE HERE: https://www.gov.uk/government/news/new-crackdown-on-rogue-agents-to-protect-renters-and-leasehold-homeowners
  5. Interesting article, but will it really make any difference: http://www.bbc.co.uk/news/uk-42849443 https://www.consumeractiongroup.co.uk/forum/showthread.php?484535-Rogue-parking-companies-face-government-crackdown
  6. The press are reporting a crackdown on nuisance calls with ever larger fines for the transgressors, such as PPI, onlime marketing etc. http://www.dailymail.co.uk/news/article-2967040/Will-FINALLY-end-nightmare-nuisance-calls-New-law-make-easier-hit-firms-500-000-fines.html https://www.politicshome.com/home-affairs/articles/story/crackdown-nuisance-calls http://www.thisismoney.co.uk/money/news/article-2865158/Britain-s-one-billion-nuisance-calls-face-crackdown-task-force-warns.html As DCAs engage in constant calls and texts even after being told in writing only, by letter I wonder if they can be snared in this trap, Arrow, Lowell, Muckhall Snotcall are you worried? No I thought not.
  7. Thousands of payday loan middlemen face tough new rules after the City watchdog highlighted "blatantly unfair" treatment of customers. Borrowers have complained about credit brokers taking fees without permission for "half-hearted promises" of payday loans. Some have complained that they thought the brokers were, in fact, lenders. The Financial Conduct Authority (FCA) said clear contracts must be made explaining fees that could be levied. New rules, that come into force on 2 January, mean that credit brokers must give clear information to customers about who they are, what fee is payable, and how payment can be made. http://www.bbc.co.uk/news/business-30274718 New rules will protect consumers from harmful fee-charging credit broking practices New rules have been introduced by the Financial Conduct Authority (FCA) today to tackle poor practice in the credit broking market which is causing serious detriment to consumers. The rules will ban credit brokers from charging fees to customers, and from requesting customers’ payment details for that purpose, unless they comply with new requirements ensuring that customers are given clear information about who they are dealing with, what fee will be payable, and when and how the fee will be payable. The rules come into force on 2 January 2015. http://www.fca.org.uk/news/new-rules-will-protect-consumers-from-harmful-fee-charging-credit-broking-practices
  8. My daughter goes to a mixed school. The school has decided to have a crackdown on the girls uniform, obviously the boys all wear their uniform perfectly. Yesterday the school sent a man (presumably a male teacher, my daughter did not know him) into the class to check the girls uniforms. He came into the class, told all the girls to stand up, and then checked whether the girls skirts were too short, or trousers too tight. My daughter was really upset, she felt like she had been picked on for being female, all the boys were looking at her to see whether they could see anything, and she is furious that the mere fact that she is female was a reason for making her be checked (her uniform has never been an issue). To make it worse, the school took all the girls that had "failed" to be taught out of normal lessons for the day, and girls as young as 11 were told that their clothing was provocative. Any suggestions where I go from here?
  9. Royal Mail and Trading Standards have joined forces today to crack down on [problem] mail in the postal system across the UK. Under the initiative, Trading Standards will decide whether mail is a [problem] and alert Royal Mail, before writing to the company requesting they stop posting the items. Alongside this, Royal Mail will warn the company about its actions before cancelling its contract if it continues to post s c a m mail. Here's how you can now help stop s c a m mail – just cross out your details on the envelope, re-address it with FREEPOST – S C A M MAIL and pop it back in a post box. http://www.actionfraud.police.uk/news/crackdown-on-[problem]-mail-delivered-to-residents-homes-sept14
  10. Telemarketing companies that hound members of the public with unwanted calls could become easier to penalise under new government plans. Culture Secretary Maria Miller wants to allow the Information Commissioner's Office (ICO) to take action against offending companies more easily. And the Ministry of Justice (MoJ) will consult on imposing heftier fines. The ICO received 120,310 complaints about "unsolicited marketing calls" between April and November last year http://www.bbc.co.uk/news/uk-26806116
  11. http://www.oft.gov.uk/news-and-updates/press/2013/13-13#.UQuQ8GeVCtM
  12. http://www.dailymail.co.uk/news/article-2222170/The-ending-mortgage-drought-New-crackdown-make-tough-lending-rules-permanent-feature-millions.html
  13. http://www.telegraph.co.uk/finance/personalfinance/consumertips/tax/9550139/Tax-crackdown-aims-to-recover-millions-from-Londons-lawyers.html
  14. http://www.dailymail.co.uk/news/article-2207197/Taxman-target-1m-home-owners-new-anti-affluence-crackdown-government-widens-net-tax-dodgers.html
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