Hi I received a letter from a County Court Bailiff called Mr Morgan. The letter says "I am holding a very important document for your attention. You must call " The letter then goes onto say, if you ignore this document you may be committed to prison for contempt of this court but at no point in the letter does it say what the document is. Does anybody know if i'm obliged to respond to this? Particularly as the letter doesn't state what the document is. An advice would be much appreciated. Thanks

I had a £300 fine for speeding which I was paying off in installments. I thought I'd finished (but I hadn't) and the last £45 was passed to Rockwell for collection. They've now added £300 and are demanding half now, half in four weeks. I've said I can pay £50 a month but the lady on the phone just says it's not enough. My understanding is, as it's from the courts, that they *do* have the right to turn up and take my car from me. ( i could be wrong) Where do I stand? Can I force them to accept a £50/month payment? I'm anxious not to have the bailiffs turn up at my front door as they'll add another £200 to the debt..

I don't know to whom I can turn now. I filed a claim online for a mobile phone that a shop refused to return and it went up to the bailiff stage. The bailiff said they were no longer there and moved. I went there and they are working as usual! I sent a letter to the bailiff with the receipts I have but I got no reply. I went to my local court but they are saying that it's not their business since the claim was filed online and not transferred to them. I phoned the bailiff court which is in the city where the shop is, and they redirect to a general call centre. At the call centre they only repeat what's on the online system and won't transfer to anybody. I need the mobile and the money I already sunk in this. Help.

I have another thread ongoing but I was just wondering if any one could help answer this question. If you have to ring the courts to find out what might of happend in a case of fare evasion what exactly happens. Do they simply ask your name and allow you to pay the fine or is there much more to it. My fines are old so I suspect maybe more to it but Im concerned about ringing them to find out, incase it opens up a can of worms for myself. I have been reading that an arrest warrant can be issued for unpaid fines etc. any help greatly appreciated

Hi All, This is very complicated: We rented a property for 3.5 years off a first time landlord found through an Agent who did not manage the property). We had inventory completed at the start which I amended and we all agreed to. We had a deposit of £1250 which was held by the T.D.S. During our tenancy we had quite a few issues with the property and a lot of repairs that were required. Stupidly we only spoke to our landlord on the phone and he promised again and again to complete these repairs. We chased, informed the agent (who told us that they could not be involved) and then gave up. At the end of our tenancy the landlord decided he wanted to enter the property early to complete all the repairs which we have an e-mail about. He entered two weeks before the end of the property (something we agreed to be nice as we had already moved out) and then called us with a loads of reasons he was going to keep our deposit. We requested an exit survey (this was never offered and the agent and landlord did an exit inspection without us present). We sent a letter to the landlord at the end of our tenancy (30.11.2011) saying that the deposit money was ours and he would need to prove a claim to it in order to retain our deposit. Things went very quiet. He sent one e-mail with a list of values and costs: Dining Room Floor - Whole flooring need re laminating as water damage to floor. Dining Room Table - Stored in garage water damage Mark on kitchen wall - From BBQ Marks on sofas Damage to sliding doors. We took pictures on exit, he did not. We admitted to the damage to the sofas but disputed the rest as the flooring was extremely cheap and glued together. It had already been damaged in the kitchen in a similar fashion to us moving in and we asked for proof of age and value. We have asked for proof of the value of everything which has never been provided and he has only provided his values along with a few quotes which seem very high. After I sent many many e-mails asking for proof/clarification in December I took this case to the T.D.S. It was then that the agent got involved and said that she was impartial. She rang us every evening during a time when our son had been born. We asked for everything to be put in writing. She ignored this and kept telling us that our taking this case to the T.D.S had made our landlord angry and he would take it to court instead. He did this after allowing the T.D.S 5 weeks of involvement. The agent was very aggressive and served the court papers on his behalf. She has obtained high quotes and has accepted his verbal values of everything. The courts served their papers and we stated that we could not defend as no particulars had been served ( this was in March a month and a half after the original papers). I recently served notice on the Claimant saying that unless we received the particulars the claim should be struck out. That he had not followed the CPR's correctly. A week later to my horror the agent served the particulars on his behalf along with a letter stating she had telephoned us twice to confirm we had received these and that they had been sent a while ago. She also accused the court's administration of being slack and losing papers (our have always been received and we return promptly). I could not believe this and wrote a letter stating that we had asked for all correspondence to be in writing, a request which has been ignored. I also said that we had not got any calls and I feel that this agent is acting as an legal adviser and this is a conflict of interest. I had written a complaint to the agent as well as sending a letter requesting more detail in the particulars. The thing is I've researched more and think that his particulars are written wrong. He has listed the points he is claiming for and has included not background or information. he is also choosing the courts in order to claim more money from us and has deliberately wasted time. He has used photos we have never seen and a few overpriced quotes (he is a builder by trade). Is there anything else I can do as my letters are being ignored by the courts and I'm worried that they will let this hearing 17th July just go ahead without any more information from him! Also should I served my defense on these points or the previous e-mail arguments?

Can a bailiff working on behalf of a magistrates court with regards to a fine get a locksmith and the police? Just had one knocking on my door, saying he was going to get a locksmith and the police out. Then he said it was my "lucky day" as there was no locksmith available and so he would issue a warrant without bail for my arrest. Now i am classed as vulnerable under the national standards 2002 as i am disabled (its a physical disability) and also unemployed.

Ok About 10 minutes ago i had a bailiff from Marstons come knocking at my door, Did not let the man in but went outside to speak to him, I explained that i tried to make the payments and am in codependents with marstons and the guy was stumped he said i don't want to force entry into your home please dont think that and i wont be coming back again "he has passed out case on to the welfare office" so that we can have more time to pay Is this even heard of? He also showed me proof of his report and all the letters from the courts then showed me the welfare check list that we fall under.

I wonder if anyone can give me some advice. I am defending a claim against a previous employer and the court date is scheduled for early September. They had until yesterday (24 August 2011) to submit / exchange their witness statements for which they have failed to do. What happens next......

In May 2009 I wrote to Sainsbury’s Bank explaining I was unable to meet the payments on my credit card. In October the account went to DCA who wrote several letters asking for payment (and charging interest) until I got a letter from another DCA in December 09 requesting payment of £6537.07. By February 2010 a third DCA had written to me asking for the payment of the debt. On each occasion I wrote to the agencies asking for a NOTICE UNDER CIVIL PROCEDURE RULES, each time they backed off. On 23 February 2011 I received a Welcome letter from Cabot Financial asking me to pay the debt, enclosing a direct debit form and notice of assignment from Sainsbury’s. The NoA is printed on the same paper as Cabot’s, has the same code down the side, is a different layout to a standard Sainsbury’s letter and uses a different font to Sainsbury’s. I have noticed other articles on CAG and this would appear fishy. I have never received this letter from Sainsbury’s. Since then I received another Welcome letter dates 2 March, another letter 10 March stating my account had ‘escalated’ to the Pre Litigation Department. On 18 March they suggested I ask Sainsbury’s for an SAR as they only purchased the account on 7 February. On 23 May a letter warned of legal action and 21 June Morgan wrote giving me a month before going to court and demanding I contact them ‘by virtue of the Practice Direction to the Pre-Action Protocols within the Civil Procedure Rules 1998. Is Cabot acting legally? Can I stop them taking me to court? Is there anything I can do?

Hi, I took out a credit card orginally with Natwest, then transferred it to Virgin lastly ASDA.(Santander) I stopped making payments in Feb/Marc 2010, i was going down the proof of validation of debt, binding contract etc. Obviously they have not taken notice. So received county court papers on 13th Sep at that time i had decided i was was going to contest jurisdication that what i had indicated on the form which i responded to online but when i had submitted it had ticked defend all of the claim and Juridisction option and position held details was placed in the signed box muddled it up. Does that matter? Anyway i have changed my mind and i want to pay what i owe and not the bank charges, interest and court fees.. So (part of the claim). Willing to pay monthly instalments So not sure what do to now, need to submit a defense, is there other letters i need to send. please help.