Showing results for tags 'cca requests'.
Found 2 results
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Afternoon everyone Just a quick one, if any one can help. If an store card agreement is started 06/99 and I request a CCA, am I right in saying that the original agreement is required? I'm probably wrong but any help would be much appreciated. Many thanks
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Hi All, Apologies if I am repeating a previous thread but I am after some urgent advice. I have 4 DCA's that I was dealing with through a DMC. I have a lump sum available and have stopped using the DMC now and have been talking with the DCA's directly, I have came to agreements of partial settlements with 2 of them but as of yet I haven't paid anything to them. I have been reading these forums and realise what I should have done is send a CCA request to them all before arranging partial settlements. My question is what happens if it turns out they have no legal right to collect my debt, the debts are no longer on my credit file. Can I simply refuse to pay them and write the debt off? Thank you in advance, Mike
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