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Found 6 results

  1. Hello! I applied for a payday loan at Capital Finance One and received 300 pounds for the cost of 117 pounds. When it was supposed to be paid back I was given the option to defer the loan by paying the 117 pounds. Later I added 140 pounds on two occasions and I have now had to pay back in total 1605 pounds for a loan of 580 pounds over 3 interest periods. Essentially what is going on is that I have paid the interest, but it's never deducted from the balance when you defer it. They admitted on the phone today that I could have paid it off and reapplied again in order to avoid these fe
  2. Help! Capital Finance One have passed my outstanding balance to Carter & Co. I spoke to carter & co yesterday and they are threatening me, saying they will come round to my house in the early hours of the morning and take my car and anything else of value, I have offered to pay the outstanding amount in full when I get paid but they said they cant wait that long and I dont know what to do. Im scared they will come to my house and hurt my family. Are they allowed to just turn up and take my car & belongings? My debt is only £300!! They have never written to me or sent me any
  3. Dear All. I stupidly got a £100.00 loan from CFO. Due to their practices and excessive fines, I contacted the Financial Ombudsman. They are looking into my case and are investigating these cowboys. A few weeks passed after the investigation got underway and I receive a phone call today from Carter & Co (Debt Collectors) stating that the debt has been sold onto them. I explained that the Financial Ombudsman was investigating CFO and I was instructed by the Ombudsman not to pay anything until the investigation had concluded. They did not know anything about this and were annoyed!
  4. Bascially, crap finance one are one of the PDL companies I'm battling. They're not so helpful. Today, got a text message from them offering me... more money. They have kindly raised my credit limit (?!) and replying to the text would form a contract and get me the cash. Ok, I get that they're phishing for my new card details, but it strikes me as a little insane. I ignored it but then got a call on my mobile. Didn't know it was them as it wasn't from a number as such - came up as 0223. Thought it might be Orange or something as it's just 4 digits. Helpful agent asked why I
  5. Has anyone had dealings with capital finance one? They are a complete shark of a company, I originally applied for a Payday loan with them, then cancelled it within a couple of days!! Basically they took the interest that would have been due on the loan from my account, without my authorisiation!!! Now if they had just refunded it, their wouldn't really be a big issue! But they are rude, full of rubbish about one thing or another, and don't answer the phone, at all. Or respond to e-mails, if..(and I use the word IF carefully) they do answer the phone, they just feed you nonsense about this tha
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