Hi, I am completely new to this so please bear with me. Firstly the brief back ground- I met my (now) wife back in 2010, she had previously thrown her violent alcoholic ex out after he assaulted one of the children, whilst they had been together a matter of years he had favoured drink over paying the bills when given bill money, so things like council tax didn't get paid, he walked scott free and we have been gradually clearing the debts since we met and were finally getting close to seeing some sun light, or so we thought. last year I went self employed part time along side doing a college diploma and caring for our disabled son, my wife was just finishing a degree and was pregnant we supplied all our income to Boston borough council who decided to impose a "fictitious figure" of £1000 a week income (I wish), thus stopping all our council tax support, I cancelled the direct debit whilst they sorted it out as they were trying to take more than they were entitled to and far more than we could afford, but as I did not want to get into trouble I made manual payments by card each month keeping us to the agreement for the arrears. Once the council tax support had been set up with the correct income I rang up and set up the direct debit, it was agreed that they would take £19 a month for this years bill and £20 a month for the arrears, it was agreed that this would be taken (£39 a month) starting on the 12th of April, this I thought would be the end of it and I would just need to make sure the money was in the account available, boy was I wrong. Instead of setting up the direct debit they passed the debt straight to Rossendales who have added £75 to the 3 outstanding years bills (totalling £225) with the threat of 3 x £235 if we haven't settled or made an arrangement by the 6th of may to clear the entire (now just under £1500), 4 years ago we owed over £2200 just for this arrears not to mention the other debts we have cleared either fully or up to this point are clearing this council tax arrears was down to around £1200, its like a massive kick in the teeth. Surely the council cant just hand over the debt to these people after I had made an agreement with them, I didn't even realise they hadn't set up the direct debit until we received these 3 letters today and I checked the bank to find the money still sat in the account, if there was a problem with the bank the council didn't even contact to say they hadn't been able to collect or I would have paid it by card and enquired with the bank what the problem was. Surely it also can't be legal for Rossendales to impose charges like this, one lot I might have been able to deal with but three lots each time is going to force us to declare bankruptcy! I am sorry if it has been a bit long winded but I wanted to give as much detail as I thought might help, I am worried sick, me and my wife aren't even talking at the moment as she feels its all her fault and wants to sell everything she owns in the hope that it will raise enough cash to make a reasonable offer (but I can only see Rossendales taking what she raises and wiping it out with fee's getting us no where) causing a massive argument, we have a six month old baby as well as 3 older children and were looking forward to her first proper Christmas, now I fear I may have to tell the children we can't afford to get them any thing this year, not to mention if the bailiffs attend and decide that their games consoles and tv's can be taken towards the debt I feel so helpless and hate it has caused so much friction between me and my wife as we both just want to sort it out, I could even understand it if we hadn't been paying but we have. Please can any one help?

A brief history of my dilema. What I write is completely tue, please believe me as there would be absolutely no point in holding details back or twisting the truth. Several years of working in a private hospital specialising in mental health problems. Many occasions being asked to break policy and procedures due to logistic difficulties, which I refused to do every time. This didn't go down well with management. Witnessing terrible abuse against service users which led to me threatening to whistle blow. Accused of being a trouble maker. Contacted CQC and was advised by them to not take the matter further. Someone at CQC must have contacted hospital and let them know I'd been in touch. Finally, the hospital finds something to pin on me and I get dismissed for racial abuse; I admitted to abbreviating the word Pakistani. Please note, I didn't say anything in an aggressive manner, there were no abusive prefix or suffix used. I purely abbreviated the word. 3 union members fought my case but the solicitors refused to back me. I haven't permanently worked for two years, however I applied for a job within the NHS and I was offered the position subject to references. At the interview I managed to skim over the issue of a sanction but did give details at the time of doing checks. I submitted 4 references; all were past employers, plus my line manager at the time of my dismissal. All references would have been excellent save for the one where I was sacked, but even they couldn't question my record on sickness, reliability, time keeping etc. So I wait but hear nothing. I'm advised that they were in receipt of all references and assumed that the only thing missing was a CRB check. 6 weeks go by without any correspondence whatsoever. I think nothing of it as I know the CRB can take that long. I finally contact the CRB to find out at what stage my check was only to find out that no request had been made. I write three emails to the HR department asking at what stage they were, and my mail is ignored, that is, no reply. The next email I explained that I'd contacted the CRB and that I would like an explanation as to the slow progress. Only then do I receive a letter explaining that the offer of employment had been withdrawn. I'd like to know why the offer was withdrawn and why it took, not only my initiation to get a reply, but 6 weeks. I now know that they never intended to give me the job (no CRB check initiated) but why didn't they inform me immediately. I also feel that it was very unfair to not consider that maybe I was the victim, after all 3 out of the 4 references would have been excellent. I also ticked every other box that was required to carry out the job efficiently. What am I meant to do? How is it possible that I am seriously ruined and deemed unemployable when I've done nothing wrong? OK, on reflection, possibly I should have known better. Possibly in this day and age of PC insanity, I needed to attempt to anticipate a colleagues perception better, but these are not serious crimes. I've never been in trouble with the law, but even if I had, ex criminals seem to get more empathy than me. How can I be so demonized and held responsible for eternity, it's madness. I also ask you what I can do about the unprofessional, inappropriate manner that the NHS HR department handled my job application. Why did it take so long for them to withdraw the job offer? Please accept that everything I have explained is the whole truth. I haven't omitted anything, nor have I distorted the facts. I am at my wits end, frustrated and becoming extremely bitter. Is there anyone that can help me?