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Hello, as im sure were all aware and happy to hear about tooth fairy has finally been taken down. How ever i now have black water asking me for money they have contacted me 3 times once by text asking me to contact them, once by email saying i owe the £464 and then they phoned me last night saying they will clear the debt if i pay £314 within 28 day now we all know how much they paid for the loans book and even stated i knew this information to the person on the phone how ever he dismissed what i said saying they still had to cover there over heads ect. and unfortunately £314 is the lowest they will accept and even if i spread that payment out over three months the total payment would reach over £600 i said this isn't acceptable given what i no about the log book being brought for 7.5% im tempted to just say i will pay £50 and that is it as they still make a profit but scared about being brash as im not sure what there debt collectors may be like i did discus about paying £100 but he then said that he couldn't do that as my original loan was £200 and so i would be making money from toothfairy please someone give me some advise as i do have mental health problems and finding this matter hard as there isnt much info about them or there powers as there where with tooth fairy thanks in advance Danstaa