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About Me


  1. The Salvation Army realised that it had never received a donation from the city's most successful lawyer. So a Salvation Army volunteer made an appointment to see the lawyer in his lavish office. The volunteer opened the meeting by saying, "Our research shows that even though your annual income is over two million dollars, you don't give a cent to charity. Wouldn't you like to give something back to your community through the Salvation Army?" The lawyer thought for a moment and said, "First, did your research also show you that my mother is dying after a lon
  2. The Co-operative Group has reported a sharp fall in profits due to bad business loans and what it describes as a "competitive" food market. Underlying operating profit for the first half year was £174m, down 34% on the £264m the group made a year ago. Total sales rose slightly to £6.56bn. Like-for-like food sales, which strip out the impact of new and closed stores, fell 1.2%. The group said it was confident sales would improve in the second half. More: http://www.bbc.co.uk/news/business-19355912
  3. Hi I would appreciate some advice. I recently signed up to CPP and this includes access to my credit file. I checked my credit file and noticed a default for money owed to Virgin Media. I found this very strange as I've not been a Virgin customer for many years. So I called Virgin and they told me I owed them 1 penny since 2007 and this is why it was on my credit file. They were very "sorry" and said they will credit my account with 1 penny but they cannot remove the default notice. Is there anything I can do about this?
  4. Come here for some off-topic chat. That's what this forum is for. There was a time when we could come to the Bear Garden, have a laugh and a bit of banter, but these days I find that if I've had a bad day and come to here, I can end up more depressed than I was in the first place! I I know it's good to have a rant sometimes (as I am now) and get things off your chest, and I'm not pointing the finger at anyone in particular - it just seems to have become a bit of a culture somehow. Can't we leave some of the negativity at the BG gate, and make it a place where we can forget our
  5. Hey one and all im hoping you can help me with a situation i have found myself in. Yesterday i was given a parking fine for a code 25 "parked in a loading place during restricted hours without loading". I feel i have grounds to appeal on several accounts :- 1 the signage was posted far away from the bays in question 2 the sign (the only one i eventually saw turned out to be the only one around the area) was facing aaway from the flow of traffic on a one way street. 3 the "restricted hours are monday to saturday 10.30am - 4.30pm and my ticket was issued at 7.40pm so not within res
  6. alapeg

    bad dentistry

    Hi, I've recently moved and so had to get a new dentists and since I've just had a baby I am entitled to free nhs dentistry. There was only a couple that were fairly local that were taking on nhs patients. So I went along and apparently I needed a few fillings. I've always taken pride of my teeth asthetically, so actually paid for white ones instead of the free ones. I paid just under 200 pounds and have come away with more pain and sensitivity then before I had any work done on them. I'm now looking at going back to my old dentists (over an hour away) to get it corrected and to pay h
  7. Well I'm on here seeking advice given thet the jobcenter and TBG(workprog provider) both keep playing pass the parcel. I Have been unemployed for 3 years in an area with little to no public transport matching the local city work hours (most jobs in cardiff are 6am-11pm shifts for callcenter and shops) Now recently I attended a christening in london for my niece my brother came to wales to collect me and would be bringing me home , I asked at the jobcenter and was told this would be ok. Unfortunately my brothers car broke down meaning he was unable to get me home until the tuesd
  8. I have 12 bad credit accounts, how do I rebuild my credit without acknowledging my debts? As some debts are coming up to the statue barred limitation period?? Any help would be appriciated.
  9. Small businesses have been ‘systematically exploited’ by bankers in a loan mis-selling scandal of enormous proportions, MPs said yesterday. One dubbed it the ‘new PPI’ – a reference to the £9billion payment protection insurance scandal that has cost banks billions in compensation. In an explosive Commons’ debate, MPs from all parties said their constituents were among up to 300,000 small firms who took out loans which are now crippling, or even killing, their businesses. Read more: http://www.dailymail.co.uk/news/article-2162976/Bad-business-Scandal-crippled-small-firms-exploited-bank
  10. hi guys can you please give me some help in what to do. About a week and half ago went JJB ordered treadmill in store - girl who served me fully aware lived in first floor flat. Last night i get an email from JJB saying item will be delived 7 am until 10.30 am today as agreed -and that they will ring me when on the way to give estimated time of arrival. It also says they may only deliver to ground floor they would need to do asessment first. Well this am at 6.40 i was awoken by my flat intercom saying JJB where there - a lady and a man - no phone call to say they were on the way
  11. I went to Metro Bank today, had to cycle because of the demonstrations/ riots between my house and the bank. Got attacked there - hit in the head - when I told a middle aged man, English, that he shouldn't **** on the statue of Charles I. Carried on, sat down in the bank. According to what I could see the Credit Check was optional if you had proofs of residence. I had three. Plus my driving license and my passport. The woman was a bit slimy, more concerned with make up than banking, but I didn't really care. The process took forever, over an hour and a half. It was unbearably hot. I'
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