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Found 6 results

  1. Hi, I've tried to have a good look through the website, which has always been a great help over the years (thank you so much!!) but I just need to clarify a few things before I end up doing something stupid. I had the old mortgage style student loans with the Student Loans Company back in 1993 and 1994, and deferred them over the years due to low income and poor mental health. I don't know if I'm remembering right but I think the last time I acknowledged the debt and tried to defer again was 2012 or 2013 (not a good year personally, don't remember much). Fast forward a few ye
  2. Hi I have received a letter this morning from DWP saying I owe them £1939.17 and advising me that they will proceed with either debt collectors or Attachment of Earnings order to recover this unless I agree a repayment plan. I rang them to ask what the debt is for and they told me it was for overpayment of child tax credits from Sept 1993-Dec 1993 and for Oct 1995-Nov 1995. They have agreed to send me the relevant paperwork but said they will still proceed with collection while I am waiting for the papers. I have recently requested a pension forecast and am presuming this is how it has all c
  3. hi, am new on here and probably in the wrong place but here goes. We have had our mortgage since 1993 not sure if there is some kind of timescale for making a complaint we feel we were missold our protection due to the fact my husband was on full pay for 6 months in the event off sickness or accident. Also we were led to believe that we might not get the mortgage if we didnt take this policy- I actually have this in writing from the britannia. It does state on the letter our right to cancel, but immediately after that it states in bold capital letters NOTE-
  4. In 1993, our lender was granted a possession order which was suspended as we came to an arrangement with them. Recently, our lender became very aggressive and applied to the court for permission to enforce the order which they were granted by a judge who refused to hear our arguments for it not to be granted. Can anyone advise on this? Many thanks. PS Sorry (it's my 1st post) I've just noticed I should have posted this in the "repossessions" section?
  5. Just had a letter saying I owe The DWP £1180.79 and to make a payment by 24/9/2012. Phoned and asked what it related to and it appears to be for income support from 1993!! where do I stand and can I fight this or do I just have to pay up. I haven't got that kind of money and it was not what I needed in the run up to christmas. I hope someone can give me some advice please.
  6. at the end of 80s beginning on 90's we got ourself into financial difficulties, mainy due to the recession at the time (mortgage interests rates 15% etc) and my husband ran a small building company, just started a family etc. In September 1991, the Bank we had our current account, business account and mortgage with decided to pull the plug on us and requested immediate repayment of overdrafts and a small loan we had taken out. At that time the total debt was £9000, albeit mostly made up of bank charges, I still have some of the old bank statements. They tried to reposses
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