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About Marvellous76

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  1. Sorry for the spelling mistakes by the way. The original post was written in a bit of a rush.
  2. Hi Guys, I wonder if anyone can give me a quick response to this question. My car was clamped early November 2010 for not having an tax. I didn't realise it had been clamped as it was parked down teh street and didn't actually realise it had run out of tax. Appartently the tax ran out in August 2010, I didn't get a reminder from the DVLA and had always been pretty reliant on these. Anyway the DVLA depot in Uxbridge wanted more than the car was worth to release it so my only option was to let them scrap it. I went down to the depot before it was scrapped to get my belongings and I asked the guy if there was anything else I had to do. He said no not really, you can call the DVLA to see if they want payment for the 2 months tax outstanding but that was it. Anyway I have received a 'Debt Recovery Letter' letter from Inter-Credit International advising me I have to pay 80 quid (which includes full ammount outstanding, including all additional costs in accordance with statute) I phoned them to discuss it and they told me by the end of play today it would goto their solicitors if I hadn't paid it. I then called the DVLA who advised that there was nothing they could do as they had passed the debt over to ICI. The DVLA advised that they had sent out x 2 letters previously to try and collect the outstanding ammount. I did not recieve these letters! The DVLA advised me to send back my V5C/3 with a covering letter explaining what had happened, however advised that I would need to sort of the other issue of the 80 quid with ICI. I'm confused as to how to move forwards. I'm thinking shall I just pay ICI and then write to the DVLA and request they refund me the money back minus my outstanding tax? I know how companies like ICI work, they try and bully people into party with large sums of money by threatening them with court summons etc. Any advice would be greatly appreciated. Thanks M
  3. Thanks. Its crazy isnt it how many companys are out there to rip us off
  4. Hi They have since written back to tell me that they do not hold a credit agreement in their office and that my account has been closed. So so dodgy. There are prob so many people that if in my situation just panic and pay. This is suppose if how they make their money. Any idea of who i can report them to? Thanks Marvin
  5. Hello all Quick question. I have a Topman and Burtons store card and also a Lloyds Credit. Like banks these companys tend to issue you with rediculous admin fee's for direct debits bouncing and late payments ect. Are we in the position to claim these charges back? Regards Marvin
  6. I have decided just to pay the full £35. It seems like teh wise thing to do. I will possibly look at trying to claim teh admin charges back at a later date. Marvin
  7. It is the standard fare as i boarded the train without a ticket, however what i am quierying is the £20 admin fee they have put on top as i didnt reply to the original letter in time. Can they do this? I mean £20 does seem a bit much. Thanks Marvin
  8. Hi all To cut a long story short i recieved a train fine some time ago and decided to appeal against it. They fined me £20 plus another £20 for admin charges as the yhad to write to me twice. Anyway as i didnt appeal within the 21 day timescale they are refusing to consider my appeal. They tell me i need to send a cheque in and thats it, case closed. I dont mind paying the penalty fare even though i think this is excessive, however i refuse to pay another £20 for a late/admin charge. Any advice Thanks Marvin
  9. Thanks Sparkie where can i find more information? regards Marvin
  10. I need some advice and wonder if anyone has experienced similar correspondence. I recieved a letter from Buchananclark and Wells on 19th December 06 asking for a payment of £60,49, they inform me that they are colllecting on behalf of their client Activ Kapital Assett Investment. When i called a women at Buchananclark and Wells she advised me that it was for an old Barclays loan, i explained that i hadnt been with Barclays for 8 years and that i owed them nothing. She explained that this was irrelevent and they would be proceeding. I called Barclays and they had no record of me owing them anything, i called back and explained this to the women and she said that Bracyas had sold the debt to her client who had sold it onto them. I asked if i could have Activ Kapital Assett Investments number but she said they dont speak to them on the phone, i thought this seemed a bit odd. Anyway i said that i would go back to my parents house and try and dig out some doccumentation to prove that i didnt owe any money however as this was so long ago i don't think i still have it. I know for a fact that i owe nothing and this is some sort of attempt to get some money from me. any advice?
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