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Posts posted by intercityman

  1. I CCA MBNA early this week and guess what RMA are now chasing for arrears. A small amount but not something i can pay right now.


    Do you think I should send a copy off the cca to RMA and if so do I need to send another £1 postal order ?


    I suspect MBNA have done this because i CCA them, is this not retailiation so to speak ?

  2. I have chase MBNA once for Card fees and they hiked up my APR on my outstanding balance making it dificult to pay off quicker. They are now pestring me and threathening me to take out a Loans.co.uk application to secure the debt against my ooutstanding balance.


    She also said she could force me to sell my house if i couldnt pay the credit card. Intresting. I thought unsecured loands could not force that ?

  3. Seems egg have final come up with the goods It look like a Credit Agreement that is enforeable, so next will be charges Just for any one intrested it date 1999. I am going to scan a copy as I am concerned that no card limit is shown.


    Will Scan and posta copy ASAP

  4. Hi further to my letter for a CCA following my card being cancelled the EGG have now written to us offering us our charges back??? I called them today to say I would like this sent to me by a cheque but they have refused saying it has to go onto my account as I have a balance?


    Can they do this? I now cannot use the card with the high interest and cannot have access to the money they say I am due? They have NOT supplied the CCA?


    Please help



    Intresting you CCA them and they off the fee's back. Not heard that happen. You sure iyou didnt send a SAR ?

  5. I have sent the letter to obtain a copy of the Credit agreement I have with them for my credit card.


    The Letter was posted on the 6th Feb 2008, it now the 21st Feb. 15 Days have elapsed And I thought I'd seen that they had to provide this in 12 days. ( Please correct me if I am wrong ).


    What should my next step now be. Any advise welcome.

  6. Ok worked out what they owed me and sent the Initial letter off. Got the stand blurge that they wont do anything until the test case.


    However they are now ring me and my wife up threatening not to pay bills now.



    Any advice. My big worry is they wont pay our mortgages


    It such a struglle when they start adding fees

    yu are on a losing battle

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