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fiona please don't give up ITS YOUR MONEY! i've to have a ccj i have recived asettlement letter to pay in full you will get plenty of support from people on here this is what the banks want look at my thread i have also though about giveing up but to think that they have £1800 of MY money and i want it back so please don't give up

recieved a letter from ltsb lawyers offering to settle in full with the following conditions payment will be in full and final settlement of this claim and any further claim you have or may have against the bank arising out of or in any way connected to this claim confidential clause account reveiw i've closed this account last week so what do i do and i have left ltsb any advice ?

still no reply from tsb yet off to blackpool for the weekend my son is playing in a football tourment there does anybody live in blackpool as i need to know were the pitches are they are at common edge and if there is a trainn station nearby and how far is it from the centre of blackpool or if anybody is going pm me and i'll buy you a beer 27-28 may blackpool cup tournament sorry its asking a lot but you never know cheers

went into ltsb to pay some change into my sons account got some right funny looks from behind the glass payed it in got back in the car and started to laugh my head off i don't know why just the though of going to court with them people must have though i'd gone mad no defence sent yet so while i am waiting will sent another letter off to david just requesting a breakdown of how they set their charges

i used the adresss in birmingham but i think you can use your branch adress if they hate you like mine do

claim started 15 may deemed served on 20 may they have untill 3 june to reply

recived paper work from court today deemeds served on the 20 may 2006 they have untill 3 june 2006 to reply

please pass on my sincere apologys to your bf if he is helping on here all power to him only the dealings i have had with lawyers is bad and cost me a lot of money divorce etc but thats a another tale.

well when if it does get that far i'd love to see there faces when they lose i live in peterborough but it would be worth the journey solicitors lawyers they are all professional liers

well i've done it now sent moneyclaim last night i feel a bit mixed this morning s**ting myself but also so happy that i've got this far theres no going back now also my brother has said i am wasteing my time and money so he bet me a season ticket for peterborough utd that i will not get a penny we will see UP THE POSH!

i think your better off waiting for the time limit you have set it will look better in court if it goes that far

they did that to me also so i am claiming for the charges on my c/c as well late payment fees etc

well times up now moneyclaim here i come i will be spending the weekend sorting it all out any help would be welcome

ok here a list of questions and answers ffom our mate mr orton 1/ how does ltsb set the charges we set our charges as part of our published chargeing tariff and in line with the terms and conditions that apply to the acconut,leaftlet enclosed 2/ is there any form of human intervention in the returning of d/d unpaid i.e do emplyees have any role to play in this process i am afraid that this is a "fact of life" these days that we,in common with many other businsses have to rely on a high level of centralization and automation to undertake some of our more volumetric processes.this said we have to employ large nimbers of staff to deal with all aspects of administration regarcing accounts that become overdrawn without prior authorisation. further more,we have to develop and maintain the thchology to allow us to carry out these tasks within precise timescales laid down by the clearing process 3/ how much profit does ltsb make by collecting the charges we have a responsibilty to our shareholders and indeed to those customers who do not overdrawn there accounts,to recover our costs the charges made as part of our published tariff contribute towards these costs copies available on request but these wil now show a specific breakdown of income if any can use this info feel free if you would like a copy of the origanal pm sorryabout spelling been on nights