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About mikedesign

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  1. It seems this company have made out they got some massive contract with DSSW now obviously there’s 5 or 6 posts here which pretty much is all you can find on the www with the exception of the few cases stateside , which doesn’t really tally up unless they’re prosecuting the supposed hundreds of people they claim are infringing their clients copyright in their blurb or maybe everyone settles beforehand using the mediation my question I suppose knowing the guy , knowing what he does for a living , and the fact that unless he’s taken on 10 designers and moved into engineering , which
  2. Aww I love crap like this though it almost makes me want to go all social justice warrior and see that my mate can get out of it for the aggro and stress , it kind of feels like these clowns can just run round making spurious allegations and get away with it .
  3. Hi surely if they have a good hand they will be confident of getting a good positive claim in? it’s almost as if they want to keep their cards closed , though I’m pretty sure they have to outline all the evidence they have which amounts to an IP address 10 Mac addresses and the fact it was used at weekends or evenings which is implausible for starters just out of interest how comparable is this to ACS law?
  4. Yeah of all the places it’s odd that this is where they all are I suggested he says send me your proof, doesn’t seem like they want to , pretty sure he has a cast iron defence but hes a bit of a worrier I think then when they provide no proof he bill them for his time then sue them for defamation of his good character. Here’s a top tip switch to fusion 360 hit solidworks in the pocket get a license for 500 a year , watch solidworks user base crumble
  5. Ok a mate of mine has just had one of these letters all edging x y and z. Its very interesting that he doesn’t use nor has ever used the software yet they have by all accounts sent him a letter saying we have x amount of IP addresses and these Mac addresses, he is pretty computer savvy and checked them blocked all this Mac addresses that could have accessed the networks now could someone explain how with an IP address and a MAC address they could possibly try and pin this on him.
  6. Realistically i think we both know the ombudsman is pointless and legal recourse is futile, the only way im starting to see of fighting juggernauts like the banks is if 20 million people joined a campaign on social media and it led to mass closings of accounts , walter mitty moment over I just wanted them gone and thats not even simple if anything hopefully anyone reading this may think twice before getting involved with them
  7. Ok Im here more as a bit of a heads up to others re Yorkshire bank I do wonder how they manage to stay in business i run a three strikes system first strike I took out a personal loan with them for my business (yes a personal loan not a business one) at the time i informed the two girls about my situation i had started a company, thats where my wages came from etc etc, personal circumstances to them what the money would be used for , filling out the paperwork in branch it was for a welder , and they said we will put down electrical goods,
  8. Hi Dx i have the documentation and a witness from when is et up the PPI with natwest as we had actually been into the bank to try and get a buisness bank account for the LTD company, the buisness manager was selling mortgage cover ill health the whole raft was thrust upon me and my matey who got away by the skin of his teeth because he banked elsewhere I also have a letter from UK insurance limited stating, well telling me to get lost in not so many words that does state i would never have been eligible to take out the insurance and i should stop bothering them and
  9. I have been told by every single company/bank i had protection with that due to being self employed it would never have benefitted me .I have all the offer letters sat here 7 of them Heres the rub and I suppose I'm seeing it only from my POV but I was sold this on advice , I mentioned I was starting a buisness and told that it would cover me if the company ran into trouble ,peace of mind etc , when it did run into trouble and I tried to claim this led to me being in the finacial mess , I lost my house ,Car the lot because none of these policies were valid,
  10. Can i come back to you tomorrow with all the proper amounts etc once i have seen the paperwork etc I can scan and post up if thats Ok My mum told me about it so its a bit second hand info and would rather give you true facts etc thanks Mike
  11. Jeez you guys must be absolutely busy giving out advice on these boards Yes theres lots of penalty charges When they split the stress cost her her job unfortunately She was also diagnosed with labarinthitis and would just faint on the bus , she was terrified to go anywhere but thats no influence or bearing really Its not a moral thing with these folks its just a buisness and "personal circumstance" has no bearing As the ppi people put it, would love to see the attitude change if they were in that position but afterall they are above all that She got a job in
  12. http://www.callcredit.co.uk/ it seems they do debt collection then have a free credit reference agency my sister has a debt collection letter from them. you cannot actually access noggle or whatever its called until you have proved who you are it would seem they could have the ability to collect the data of who you are and then cross reference it with any debts on their database,
  13. No She didnt sign it by this time I was involved I told her basically until they can prove it they can twizzle She has done an income expenditure several times She isnt on a DMP either the DMP company actually sent a letter to her outlining and these were the excat words" Miss ******* IS A BAD DEBTOR AND REFUSES TO PAY" this was not true they said the plan would fail. She has it in black and white recently they also sent a letter which i do not believe was intended for her stating what margin of profit they would now lose duew to her not being in the DMP. She was covered for insuranc
  14. I find it odd that callcredit are both a debt collector and also a credit reference agency
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