http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

Barclays can NOT apply a stay to your claim. They can put your complaint on hold without replying but that doesnt stop you continuing to court. Once it gets allocated, they will apply for the stay but it is down to the judge check here to see how your local court is handling claims: http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/109936-find-out-here-if.html one piece of advice tho' stay away from MCOL at the moment, they are automatically applying the stay, use the N1 route straight to YOUR court.

No worries. POC's = Particulars Of Claim. Prob is that as you went through MCOL, the POC's are very limited.

it is generally looked upon in forums that if you type in capital letters you are 'shouting' Not really a rule but just a generalisation thingy

Hello again, did you file through MCOL? what were your POC's?

taken from: FSA grants waiver to firms on complaints handling

Hi herbs, you had 8 weeks to accept/decline their offer. when did you decline their original offer and when did you 'reconsider' if this was over the 8 week window.....sorry no go!

Nice idea Tez but in the real world he would be just another cog in the wheel of disappointment,, when has a MP EVER made a difference to OUR advantage, and those that DO go against the mainstream soon get washed out. Anyhoo Meant to say: AND ABOUT BLOODY TIME TOO! ..... ...

Realistically, what will probably happen is: The charges will be allowed to be in line with those accepted as credit card charges , ie £12 There will prob be a limitation applied to prevent customers claiming further than 6yrs. The OFT are going to try and push for the 'automatic repayment of charges' to consumers to ease the burden from the courts, whether any of this actually happens is speculation at the moment.

Emma they prob here is you applied through MCOL Advice on here now to anyone ready to start court proceedings is NOT TO USE MCOL Use the N1 path, this way you can use the full POC's AND have it at you local court from the start. sorry not much help to you now, yes you can apply to have it lifted but unless you have certain grounds, e.g emigrating or financial stress i dont think you will be successful I would request that MCOL transfer it to your local court for them to decide.

I agree....when you initially requested your charges back did they comply? erm no, it was only when threatened with court action they backed down. Leave it up to the courts, they dont have a leg to stand on if they have settled out of court and they know it.

If they received a 'gesture of goodwill' as they put it, your friend had 8 weeks to consider, after that the Bank does not have to honour it,

yep agree 100% All new claims via N1

Not the answer to my question but hey ho.

LOL Sent my SAR 13/04/07

The other day I saw on the mat a large thick white envelope.. OMG not another one?? Nahhh. twas a catalogue from Staples...LOL

any advice????????????? yeh start your own thread..this one is seriously fkkerd up

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html your pre lim letter does not include interest. your LBA does not include interest. you add it when you file your N1..try not to use MCOL. send ALL correspondence by recorded delivery

I, like all the others advising you am simply trying to keep kicking you up the ahhhs to keep you moving forward..you seem intent on taking steps backwards for some reason,, send that email off without delay to at least one person named in the Litigation thread.

THEY DONT HAVE TO.. You have ALL the information necessary..GO FOR IT MAKE THAT GOD DAMM CALL MAN!

yeh I like you in dat dress....lol

Send in a SAR to get the information concerning the loan, particularly the agreement. If they can not produce the agreement they cant pursue it.

Hi Tori darling...long time

how much is the offer in comparison to the claim. the decision is yours, can you afford to wait ? Do you WANT to let them off with the difference? If you wish to continue we will advise and support you all the way

CPR 27.14 PRACTICE DIRECTION – SMALL CLAIMS TRACK - This Practice Direction supplements CPR Part 27 max claim £50 this may have been updated since i complained but I doubt it.