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marcus2k7

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  1. Hi guys... could do with some advice (again) My claim was issued on 12th February 07 and deemed to be served on 17th February 07. On 21st February 07 I received a letter from Moneyclaim to say that Halifax intend to defend all of my claim and they have 28 days to file a defence. How likely am I to win the claim? Do I need to do any preperation or gather any evidence together? Many Thanks Marc
  2. Hey guys... quick question for those who have filed a claim using Money Claim Online........ I have checked the status of my claim online and there is a new hyperlink available under Judgement entitled 'Start'. When I click on the link I am presented with a choice of two buttons... those being Do you wish to enter Judgment by Default or by Admission? Please select one of the options below: The defendant has not filed an admission or defence to my claim (Judgment by Default) You will need to decide, how and when you want the defendant to pay. You can ask for the Judgment to be paid by instalment or in one payment. The defendant admits that all the money is owed (Judgment by Admission) If the defendant has given a new address on the form of admission to which correspondence should be sent, update the defendant's details within the following Judgment request. Do any of you know what this means and whether I have to select one or wait????? Many Thanks Marc
  3. Does anyone know if Overdraft Interest Charges can be claimed?
  4. I was considering mcol but would do either? Mcol says I need the particulars of claim... in this should I mention that Halifax have charged me x amount and give details of all the charges?
  5. Received letter today advising that they are not prepared to refund me in full and that their offer of £391 is in full and final settlement so I am going to start Cort Proceedings. Please could anyone offer any help in arranging this? Thanks!
  6. Declined Offer and enclosed schedule of charges I'm claiming, giving a further 14 days to respond... Will update in due course!
  7. Hi Gang To cut a long story short..... Halifax Owe Me £641 in charges (excluding interest). Received letter offering £391 as a 'gesture of goodwill' which I'm declining... obviously!! Anyone know how I should word this letter and advise I'm sticking out for the whole lot? Many Thanks Marc
  8. Hi Guys Just looking sor some advice........ I wrote to the Halifax on 18th December 2006 about the bank charges, giving them 14 days to reply (bad choice of date to do this on I know) and also requested copies of missing statements. Today I received a letter offering me an amount which is no where near what I've paid them in charges over the last six years. I would like to know the best course of action to follow now as I can't submit another letter to them with the correct amount of charges owing as I do not have my statements. I've requested these again but could take a while to come through. Many Thanks Marc
  9. Hi Guys Just looking sor some advice........ I wrote to the Halifax on 18th December 2006 about the bank charges, giving them 14 days to reply (bad choice of date to do this on I know) and also requested copies of missing statements. Today I received a letter offering me an amount which is no where near what I've paid them in charges over the last six years. I would like to know the best course of action to follow now as I can't submit another letter to them with the correct amount of charges owing as I do not have my statements. I've requested these again but could take a while to come through. Many Thanks Marc
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