Hi, first post on Xmas eve so greets and merry xmas... I signed up to this forum as I think my bank are overcharging me for some things which dont need overcharging i.e. being overdrawn by a few pound only to get a letter telling you that you are over by a few pound and have just been charged 30 odd quid for the letter in hand. I'm in N. Ireland so I hope to find people of similar ilk with similar banking misdemeanours... Heres hoping...