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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

themadcap

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Everything posted by themadcap

  1. themadcap
    Bramble Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No 1QT08206 re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No 1QT09646 re account ref ******** (Very) Credit to the account of £251.72 Claim No 1QT24916 re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  2. themadcap
    Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No 1QT08206 re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No 1QT09646 re account ref ******** (Very) Credit to the account of £251.72 Claim No 1QT24916 re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  3. themadcap
    If she doesn't have an account with them write to s/d asking for details of the account if they won't help report it to the police as it would appear to be fraud.
  4. themadcap
    Yes Fox, they take any payments made off the default charges first and not off the actual balance, ie if 2 £12 charges are added and customer pays £50 off bill then £24 is allocated off the charges and £26 off the outstanding balance, they will then try to argue any interest incurred was not on the charges as they were paid off in the next payment, I claimed for a relative and charged them the 39.7% + the CC int @ 8% and won.
  5. themadcap
    Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will flatly refuse your requests and then, as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No ....... re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No ...... re account ref ***..***** (Very) Credit to the account of £251.72 Claim No .... re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  6. themadcap
    How did it go in the end Laura?
  7. themadcap
    Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No 1QT08206 re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No 1QT09646 re account ref ******** (Very) Credit to the account of £251.72 Claim No 1QT24916 re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  8. themadcap
    Hi queens, unfortunately you are stuck with the default unless you can link your default to the charges they applied on your account. I can give more info if needed Please click star if helpful cheers
  9. themadcap
    Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No 1QT08206 re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No 1QT09646 re account ref ******** (Very) Credit to the account of £251.72 Claim No 1QT24916 re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  10. themadcap
    Hi, I am posting this on a few of the Shop Direct posts as I have been working on 3 claims on behalf of a relative and want everybody who has been charged by them to reclaim their charges and all applicable interest as these are possibly the most arrogant of all the companies I have dealt with and will firstly refuse your requests and then as it goes on breach the court procedures and ignore the judges requests until they ultimately settle as of they have no defence and no desire to go in front of a judge. The final outcome on the claims is posted below as the e-mail sent to me for my relative. Shop Direct have still not paid the sums stated in the e-mails in full and have part paid so still looking to court. Please click the star if this is informative and feel free to contact or reply to this post for any assistance. I have just advised the defendant to make the following account credits, which I believe satisfy your *******'s claims: Claim No 1QT08206 re account ref ******** (Littlewoods) Credit to the account of £175.79 Claim No 1QT09646 re account ref ******** (Very) Credit to the account of £251.72 Claim No 1QT24916 re account ref ******** (Choice) Credit to the account of £137.12 - to include the charge of 30/4/11. I understand that the adjustments will take place on Monday. Regards
  11. themadcap
    Thanks BF court claim + restitution going in on Monday
  12. themadcap
    I am currently running a claim on behalf of my brother from Barclays now Woolwich mortgages for charges of £40per month for arrears admin charges. Barclays have issued him with their final response with a resounding no so taking it to court, I am unsure how restitution would be calculated on the claim and appreciate any help cheers
  13. themadcap
    They may well lose in court but i really don't see how small claims court outcome would have any impact on their credit licence.
  14. themadcap
    Virgin have seen sense and removed the address
  15. themadcap
    Cheers silly, [email protected] got it here if anyone else needs it
  16. themadcap
    Did this and they completely ignored, they are a horrible bunch of people, I think I will pay it off for her and get to court on the charges at their 39% interest cheers
  17. themadcap
    obviously not
  18. themadcap
    They have not issued the default they have sent the initial notice of 14 days to pay but there is only one month arrears on the closed account and I feel they are being vindictive because I left them as I was under the impression 3 months continuous before issuing notice
  19. themadcap
    Anyone????????????
  20. themadcap
    I cancelled V/M and moved back to Sky last month, as I left before the 12 months it left me with an outstanding bill, today I got a default notice with 14 days to pay,I am going to pay it in time but just wondered whether its worth reporting them as I checked my Equifax and in Jan the account was all green and lovely as it was all previous time but then it shows 1 yellow sign as late, I thought defaults were required to be 3 months continuous arrears? Do I have grounds to report to ICO as I reallllly hate Virgin Media and would report the for any reason cheers
  21. themadcap
    Hi everybody, can anybody explain what a delinquent balance on an equifax report? this is not defaulted and shows upto date but has a delinquent balance of £196 with orange as the d/d was not set up correctly, it has been paid so what does a delinquent balance do? Also why o equifax list your current accounts on your credit agreements list when it says here https://www.econsumer.equifax.co.uk/consumer/uk/sitepage.ehtml?forward=gb_elearning_credit11 that your bank accounts arent listed
  22. themadcap
    Lets hope they show some loyalty to a good customer
  23. themadcap
    They should but there is no requirement to do this, as somebody who had 2 defaults filed in 2005 from Vodafone (both due for removal this month - yay) and complained to the ICO on the above grounds the ICO response was that mobile phone operators have no obligation to inform you of this as the original contract makes you aware that all info will be shared with reference agencies and does not carry the responsibilities of a regulated CCA cheers
  24. themadcap
    I don't think they would be foolish enough to take extra payments as this clearly details the arrangement for the plan and you could take action against them on so many angles it would not be worth their while. as long as this is the plan that you originally set out and can afford it and will stick to it I would not have any issues with them, I'm sure some will disagree but that's my personal opinion Good luck
  25. themadcap
    Why would you pay a £25 failed payment charge? I thought this issue was now crystal clear with everybody, pay loan + 1month interest DO NOT PAY ANY CHARGE it is unenforceable .

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