Thanks adamski. So lets say the amount added onto my loan was £1000 for the PPI, 8% of that is £8. So I would times that by how many days I have had the loan to get what the interest is. The bit I feel most cheated on is the interest gained on the premium that was added onto my loan. That £1000 was added and I have been paying 17.9% on it since. Can I claim this back as well and how do I work it out? Thanks again Adamski!

Hi, I'm in the early stages of claiming back my PPI premiums from Lloyds tsb but have one major question to ask. I was sold it as a single premium which was added onto the amount of the loan, the loan lasted 5 years at a fixed rate of 17.9%. How do I work out how much I have paid in total and how much I should be claiming for? I look forward to hearing from you soon.

Thanks, In relation to the court holding a joint allocation hearing for claimants with similar cases; do I have to submit a defense bundle yet? Is this a step to see if the case needs to go to court?

I have reached another hurdle. The court has requested I attend court for an allocation hearing with other cases as the court has received several cases that are similar with the same defendant. The idea of this is to give further directions prior to an individual court hearing. My problem is off the back of this letter, I have received a letter from Lloyds' Lawyers trying to justify their action on charges and this dispute is not one the bank wishes to continue. I have been requested to contact them by telephone to review my account. The review is to see if my current banking arrangements are the most appropriate for my needs. Has anyone else received this type of letter and is this conversation to close my account? If I call them should I request further conversations to be held via letter?

I have reached another hurdle. The court has requested I attend court for an allocation hearing with other cases as the court has received several cases that are similar with the same defendant. The idea of this is to give further directions prior to an individual court hearing. My problem is off the back of this letter, I have received a letter from Lloyds' Lawyers trying to justify their action on charges and this dispute is not one the bank wishes to continue. I have been requested to contact them by telephone to review my account. The review is to see if my current banking arrangements are the most appropriate for my needs. Has anyone else received this type of letter and is this conversation to close my account? If I call them should I request further conversations to be held via letter?

I appreciate your help

Thanks for that GuidoT. When would the last date for filling be? Is it 14 days after receiving the Allocation by myself?

I submitted my allocation questionnaire on the 2nd of May and I have still not heard anything from the court about a date. I phoned today and they said they are waiting for the defendant to submit their questionnaire. Is there a letter I Can send to either the court or the defendant to speed this process up?

I submitted my allocation questionnaire on the 2nd of May and I have still not heard anything from the court about a date. I phoned today and they said they are waiting for the defendant to submit their questionnaire. Can I send a letter to either the court or the defendant to speed this process up?

Thought so but it was worth a shout

I have now recieved my allocation questionaire but I was wondering if I can add to the amount I intend to claim. During the time it has taken to get to this stage the bank has charged me on a few more occasions.

Thanks very much

Lloyds have acknowledged my claim and the court has advised me that they now have 28 days to submit a defence, would this be working days or actual days?

I thought it was along those lines so I have opted to avoid this as much as possible. I am simply claiming charges plus the 8% from the spreedsheets as I cannot prove the charges made me exceed my overdraft and thus receive the higher interest rate charge. Thanks for the advice though!

Thanks Lion! Much appreciated:p