thank you, letter will be sent tomorrow then

Hi, was just wondering, i had a car on finance 2 years ago over a 4year time period and ive decided to give it back as it was costing to much with all the charges. I missed one payment last year which then elescaleted in further charges ie 15.00 per letter sent to me, because i was at work and couldnt answer the phone etc there has been several other charges to the account, which i have now settled so i was just wondering would i be able to get back these charges?? i have started proceedings with nationwide and capital one so far and will do with direct auto finance if i have a leg to stand on?? has anyone else dealt with these as i can not see any in the threads provided?

Legal Compliance Specialist Capital One Bank (Europe) plc Trent House Station street Nottingham NG2 3HX is that correct?

Gosh lots to read but all worth when taking them to the cleaners lol. I have just written the first letter from the first steps and will be posted 1st thing monday morning recorded delivery. Im expecting lots of fob off letters but im not backing down, ive added up in just one yr nearly 2000 so im sure there is lots more but will keep to 5000 and put another claim once recieved that! Ive read lots of your threads and they are an inspiration and will welcome any advice or support but will keep reading the Q&A section as well :grin:

hi, i have read lots on here and hopefullly taking all the information in correctly, i have just written the first letter and will be sent recorded delivery monday morning! How long has everyone else waited for the first stage? I know everyone is different, so not wanting a dealine lol Can i also check that the address i send it to is the one that someone else has put in there forum? Any advice is welcome or support as it all seemd dauting but i know it wont be when i clean them dry eventually lol Im also claiming against nationwide but will put another thread up in the nationwide section. :grin:

wow lots, thank u x

hi, just wondered how your claim went? ive just started a new thread in the welcome bit, if u have any tips they will be welcomed xx

Hi im new to all this and have had to pay charges for at least 6years, i have just started a letter to nationwide today. Is there anyone else that is claiming from nationwide?