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  1. I would write again I sent everything by post but you shouldnt have included the interest at this stage, you only include that once it is filed at the court. They sent me an offer of about half but I replied giving them an extra 14 days and they paid in full. Dandylion
  2. Hooray they paid up!! Just got my money through, so its paying off the credit card now that my estranged hubby left me with, and if i've got a bit spare i will definately be donating to this site. Thank you again to everyone who helped me. Dandylion:D
  3. Some people just have a blinkered view of life, and a "it will never happen to me attitude", I say you never know whats around the corner and yes you should live for today but be prepared for what tomorrow might bring.
  4. I can sympathise with your sister as I have just been through a seperation myself, but actually taking control of the situation and doing it myself gave me great confidence and the Halifax paid up without it getting to court. It does take time but as everyone says there is no rush if she does a bit at a time she will get through it. Once the leg work of working through the statements is done the rest is quite straight forward, encourage her to have ago. Dandylion
  5. My husband had a phone call from a company asking if he had any bank charges over the last 6 years and would he like any help in reclaiming them. Just wondered if anyone else had had the same thing? He told them he was doing it himself. Dandylion
  6. I claimed independantly on a joint account as me and my husband have seperated, the only thing that needed both our signatures was the response to the final offer form for the full amount, everything else I did myself with only my signature on it. Dandylion
  7. still no money from halifax the letter said 14 days, but when the 14 days are up if they havent paid the money in should i file in court anyway? Please can someone advise, dont know what to do now I have sent in the acceptance form. Also has anyone else tried to go beyond the 6 years, I was thinking of sending another Data request letter tog o further back. Thank for any help Dandy
  8. Thanks, will get the other half to go through them again or let me see them, we are not together so he may not want me to see what he spends his money on, If he wants my help he will have to though. Dandylion
  9. Hi I am glad you got your money seaside lady, still waiting for mine to be paid in, shouldnt be long now, wondering whether to send off another data request letter to go back further than the 6 years, as the new info suggests, has anyone else done it yet? Dandylion
  10. Hi, after successfully claiming my bank charges back from Halifax I have been helping my husband claim his from Abbey. He sent his DPA letter and has received lists of transactions in and out of his account but no charges are shown and he certainly has had quite a few. What they have sent are not reprints of statement but just long lists of transactions, has any one else had this and what should we do? Any help appreciated as Halifax sent reprints of statements showing everything and I havent come across this before Dandylion
  11. Hi I had a letter offering me about half as full and final settlement so I sent back the refusal of offer letter, gave them a further 10 days and have received today an offer for the full amount. The 10 days were up tomorrow so they just replied in time to save themselves the interest once it was filed in court. Good luck and keep going dandylion
  12. :D :D :D Yahoo!!! Just had a letter offering the full amount back, didnt even get to filing it in court, was going in tomorrow to do it, kind of a shame as the extra £500 in interest would have been handy, but to get £2143 back is a god send. Just kept to the time scales and sent of the letters as everyone on the site advises, thanks to everyone who helped me.
  13. Thanks for the advice both of you, I have picked up the forms from the local court and have them ready to fill in. I checked the templates etc for the wording. When it does come to handing them in at court do I have to put my other paperwork with them at that stage?
  14. Sent a reply, edited the letter in the templates a bit , and stated again I wanted the full amount and allowed them a further 10 days to pay up, I kind of hope it goes to me filing it in court though as then i can add on my extra £500 in interest, and they will have to pay it all. Oh I bet the bank are loving this.
  15. Various amounts some £20, £30, £28, £35 and £39 no idea why they were all so different the staements just say charges as notified, and I havent kept the letters that were sent previously.
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