GOOD LUCK - though if your preparation is done shouldn't be a problem. even if you were to get to state your case have no fear. The process is designed to be as user friendly as possible. Everyone gets a bit overawed but then again highly unlikely to get that far - let me know how it goes!

Flisspops, its a matter of gathering as much info on here as possible, ensuring your paper work is in order and preparing a file for any court proceedings that may or more likely may not occur. Keep your focus on the fact that your overdraft is in fact a creation of your bank to keep you in debt and that you now have the opportunity to put the record straight and with the help of the site this is what you will achieve laughing all the way to the bank!

Very late trix - have bundle ready its no probs with aid of site - but they will pay even if on steps and its worth getting

How did the split the claim matter end up? I've a claim over £3000 against woolrich/barking barclays and am in the difficult choice zone of what next? Splitting doesn't sit well as it is tantamount to abuse of process but hey! Isn't having huge costs and having to use a solicitor abuse of citizens???

Mandy I had a sizeable Abbey settlement through NI court system. Was impressed all was done online - staff were excellent within court service ensuring I acted appropriately in later stages. Ie did not withdraw claim until settlement reached my account etc. persevere victory is sweet:p

I requested my statements some time ago, then sent formal SAR. To date Woolwich have remained most unhelpful and i remain without statements despite elapse of 40 days. I tried the Info Commisioner route - they said they would send a bundle of complaints at the end of the month (February), still nothing. What next? What are the diff's incurred in reclaiming default payments on a mortgage account?

I recieved settlement in full this week (donation due). abbey rep tried all sorts of shenanigans to get partial settlement agreed full settlement two days before court. Tried to get me to settle then but I insisted on an adjournment until settlement reached my account yesterday as i did not want shabbey pulling any fast ones. they really are slimey in their dealings even when caught with fingers in accounts. In any case got my loot back:) thanks to the help of CAG team! Next stop the woolwich for an even larger sum! By the way good luck to anyone taking proceedings in N Ireland courts! They weren't too many stories from this neck of the woods previously but growing band in days to come hopefully!

I had a mortgage but due to marriage diff's couldn't keep up repayments, Mortgage company took most of proceeds in various charges. I wrote an recieved a reuest for £150 to get six years statements. Aren't these charges excessive too?

Seamus, yeah got the form in today, was more explanatory than online letter only. Already re-submitted claim with necessary signed statement that asks you to clarify that the matter is being progressed within this jurisdiction. It appears to be a way to ensure that you don't lodge applications both here and in the england and wales courts- you gotta chose one , which is fair enough. Will let you know how it progresses Still keen on those WON links.... Tony

Here is the wording of the letter the court sent: 'ME V ABBEY NATIONAL PLC I am unable to process your documentation until the undernoted matters are attended to: Your small claims application requires service in England/Wales. I have endorsed the application with the required certification, which you are required to sign and date before returning. Before you decide to proceed with the application it is important that you are aware of the following factors: 1. It takes longer to obtain a decree as additional time is required for service outside the jurisdiction. 2. If you are sucessful in obtaining a decree and wish to enforce it, you can only enforce it through the enforcement procedures in England/Wales. 3. It is possible in most cases to initiate proceedings in England/Wales where the defendant resides. If you would like further information on the registration or enforcement procedure in England/Wales you should contact the Queens Bench Action Department of the Central Office of the Royal Courts of Justice, Strand, London, WC2A 2LL (Tel No 020 7947 6089). However, if after considering these factors you decide that you wish to proceed in this jurisdiction, please return the forms and I will process them for service.' Think I will simply reply that I do wish to proceed. seems a bit strange in any case to have an online system only so they send you out forms to sign.....bizarre! Thanks for the interest and hopefuly the links on success you forward!!

Mine was lodged online 30th November with this response available online today!

Here is the wording of the letter the court sent: 'ME V ABBEY NATIONAL PLC I am unable to process your documentation until the undernoted matters are attended to: Your small claims application requires service in England/Wales. I have endorsed the application with the required certification, which you are required to sign and date before returning. Before you decide to proceed with the application it is important that you are aware of the following factors: 1. It takes longer to obtain a decree as additional time is required for service outside the jurisdiction. 2. If you are sucessful in obtaining a decree and wish to enforce it, you can only enforce it through the enforcement procedures in England/Wales. 3. It is possible in most cases to initiate proceedings in England/Wales where the defendant resides. If you would like further information on the registration or enforcement procedure in England/Wales you should contact the Queens Bench Action Department of the Central Office of the Royal Courts of Justice, Strand, London, WC2A 2LL (Tel No 020 7947 6089). However, if after considering these factors you decide that you wish to proceed in this jurisdiction, please return the forms and I will process them for service.' Think I will simply reply that I do wish to proceed. seems a bit strange in any case to have an online system only so they send you out forms to sign.....bizarre!

Seamus I've already submitted a small claim online total was £1840 or thereabouts. Courts suggest I might consider using english court, but my thoughts are stuff that they can instruct someone to deal with case here in my jurisdiction. How you getting on with your case?

Can anyone give me any advise on which is the best jurisdiction to take my claim. I have lodged a small claims court claim here in N Ireland, they have written asking are you sure you wish to pursue that here and would it not be quicker for you to lodge a claim in Britain. I just think that a claim in Britain would inconvenience me more. Anyone got any advice experience in relation to this????????

Can anyone advise on the best route to go with my claim the Courts service here in N Ireland have presented me with this conundrum: "I am unable to process your documentation until the undernoted matters are attended to: Your small claims application requires service in England/Wales. I have endorsed the application with the required certification, which you are required to sign and date before returning. Before you decide to proceed with the application it is important that you are aware of the following factors: 1. It takes longer to obtain a decree as additional time is required for service outside the jurisdiction. 2. If you are sucessful in obtaining a decree and wish to enforce it, you can only enforce it through the enforcement procedures in England/Wales. 3. It is possible in most cases to initiate proceedings in England/Wales where the defendant resides." Has anyone got experience of lodging a claim from our little corner of a little rock?