Jump to content

raaydaar

Registered Users

Change your profile picture
  • Content Count

    49
  • Joined

  • Last visited

Community Reputation

1 Neutral

About raaydaar

  • Rank
    Basic Account Holder
  1. Been struggling to get this sorted due to illness, but back on track now, ggot the usual offer of difference in charges from 20 to 12, sent in rejection requesting full amount plus removal of default. Finally got reply today from Ellie Renshaw stating the usual rubbish about we fel our cahrges are reasonable etc. So it's off to court with this one (not that it will get that far) Anyone got a POC for the N1 including request fro default removal?
  2. Bump Anyone any thoughts on the letter?
  3. Well, Mrs raaydaars claim against Cap 1 will be giopng out on Thursday when she gets back from the in-laws, We're going for charges plus cci at 29.95%, I've adapted the initial letter to try and speed things up a little any thoughts? REQUEST FOR REPAYMENT Dear Sir,CARD ACCOUNT NUMBER: xxxxxxxxxxxxxxxx I now understand that the regime of fees which you have been applying to my account in relation to late fees and over limit charges, are unlawful at Common Law, Statute and recent Consumer regulations.I would draw your attention to the terms of the contract whi
  4. Well I toddled down to the council offices today and it would appear that according to the statements of the account, the outstanding balance was paid on 24th November by cheque, however the £30 charge is for issuing the summons on 30th October, the liability order was granted by the court on 27th November. Mum wasn't aware of the £30, as she never recived any notification from the council about it. Anyway the council were pretty sympathetic and suggested we write to both them and the baliffs disputing the charge so that no further action can be taken til the matter is resolved and if they f
  5. Received the following reply to my e-mail: Dear Sir, We acknowledge receipt of your email, the contents of which have been duly noted. Please be advised that I have confirmed, with our clients xxxxx Borough Council, that you have paid to them the sum of £30.00. Two visits have been made to your property. The first visit was on the 05/01/07 where no contact was made (if they did attend on this date, they certainly didn't leave any paperwork to prove to my mother that they attended). The fee for this visit was £22.50. A second visit was then made on the 01/02/07 where
  6. The baliffs pitched up again today whilst I was there, didn't hear them though as we were chatting in the kitchen of an upstairs flat.This time they left a note advising that they had attended in order to seize goods to the value of the outstanding debt and would come at any time even weekends with a van to collect these goods.Anyway I sent them an e-mail advising them that the payment had been made direct to the council after their previous visit and we had a receipt to show that. I also advised them that I would send them a cheque for £16.50 which was the amount their chap had said was the c
  7. The baliffs pitched up again today whilst I was there, didn't hear them though as we were chatting in the kitchen of an upstairs flat.This time they left a note advising that they had attended in order to seize goods to the value of the outstanding debt and would come at any time even weekends with a van to collect these goods.Anyway I sent them an e-mail advising them that the payment had been made after their previous visit and we had a receipt to show that. I also advised them that I would send them a cheque for £16.50 which was the amount their chap had said was the charge for his previous
  8. Thanks 4 that, was paid before the hearing, my problem is these idiots are after £95 what can I do?
  9. Hi all, after a little help here. My mother received a summons for unpaid council tax, I paid the bill for here prior to it getting to court, however it appears that there was an aditional charge of £30 for issuning the summons. She had a visit from the baliffs today, demanding £125 which included a fee of £16.50 for their visit today. I contacted the council and asked what the remainder of the money was and they told me that £30 was for the council, the remaining £95 was for baliff charges. Can they actually charge £95 for one visit to recover a council tax debt of just £30. I pai
  10. Why not, let the beeb know just how these people operate and maybe just maybe the likes of BCW can be put out of business with hefty fines and possibly imprisonment
  11. well I e-mailed watchdog about BuchananClarke & Wells not being registered with the information commissioner so maybe something will get done about them now
  12. BCW featured on watchdog tonight, so as a nice gesture to help the consumer champions at watchdog, I've informed them about BCW and their processing of data whilst not being registered. Maybe the influence of the BBC might get something done
  13. bump Anyone offer any advice on this?
  14. I've thought about that, but the judgement was entered back in 2003, settled in 2005 when we moved. Plus can you actually apply for a judgement to be set aside after you've paid the money? If I were to apply for the judgement to be set aside, could I apply to reclaim the 1400 extra I've paid?
  15. I believe I read somewhere that BCW aren't registered with the information commissioners office and therefore should not be processing data
×
×
  • Create New...