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  1. Hi all, I know that OFT ruled that bank charges were unlawful in the UK, but did it come from an EU directive? My other half seems to think it did, but I'm not sure so thought i'd check with the experts . As such, can bank charges in Ireland be claimed back? thanks, Belle
  2. can anyone advise on the above? ta, Belle
  3. Hi, no I was out of Portsmouth CC Belle x
  4. also, can I be moved into the LTSB Successes sub-forum? Belle
  5. Hi, I am about to fill out the survey, but at what stage did the bank settle (pre-submmission of aq)? there's no explanation to the numbers... Belle
  6. Hi, in the letter it says they are offering me £xxxx charges, plus £220 court fees. Do i come clean as i have only paid £120 court fees, or, do i leave it as they have since charged me? Belle - spending money in my head
  7. thank you for all your help Michael, it was much appreciated Belle
  8. Hi. having spent all day sorting out my aq, guess what was waiting for me when i got home? :D a 'without prejudice' letter offering full settlement!!!! I WON!!!!!!!!!!!!!!!!!!!!!
  9. Hi, I am about to print it out... one last question... do i write anything in the box in the top right hand corner (where it says 'in the......... county court'). They haven't written anything in there on the allocation questionnaire they sent me... thanks! Belle
  10. Thanks Barty you're a honey! now for the questions... 1. if i use the new strategy on N149, do i just include that draft order or do I also include the statement saying: "I am respectfully requesting that my claim be allocated to the small claims track. This issue is not a complicated one; it is an issue of fact and not of law. The issue etc... " 2. If i put both in there, can i attach the draft order to the back saying in section G 'please see attached draft order', or does it have to be part of the form? 3. this does just go to the court? or do i have to submit three copies as before? any help appreciated - I have until Friday to get it in... Belle
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