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AllanLyn

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About AllanLyn

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  1. Here is the criteria they use for deciding if you can have early retirement ....... every clause has the get out statement : Leeds City Council’s ability to meet the cost of granting such a request; and/or • the member’s personal circumstances. LOCAL GOVERNMENT PENSION SCHEME DISCRETIONS LEEDS CITY COUNCIL’S POLICY STATEMENT Under Regulation 60 (statements of policy about exercise of discretionary functions) of the LGPS Regulations 2013 and paragraph 2(2) of Schedule 2 of the LGPS Transitional Regulations 2014, employers are required to make and publish polic
  2. Thanks for your input Bankfodder .... I am no longer employed by the Council as I retired early and now live overseas. i was a member of Unison for around twenty years, i wonder if now i am retired and no longer a member they would be willing to help, i will contact them. I will also go down the freedom of information act path ... thanks for the good advice i now have a starting point.... Lyn
  3. Is there anywhere on this site that helps with pension disputes. I am entitled to make a claim for my pension at age 55 years. there are two parts to making that request. Submit the request answering some questions to confirm your eligibility and the mitigating circumstance why you require it. My mitigating reasons were accepted but the second part were tehe council decides if it has the money came back with the answer "They don't have the money to pay my pension" i have the right to appeal.... I guess I have to try and prove they do have the money but how do i do that? Any hel
  4. I got letters from them for three years. .. they never supply full information about anything ... the next letter you will get is from the in house solicitor ... just ignore that one as well. the letters might start from the beginning again or they might send it back and another company will start. ... remember ... NEVER talk to them on the phone. short answer .. ... pay them nothing.
  5. Thanks IMX and DX I have all the statements and a very poor copy of the application form and I think the APR reads 18.9%. I will get into this over the weekend and get the figures into the spreadsheet. I will keep you informed and get back to you if I have problems.... both of you thank you so much for your time and interest in my problem. AllanLyn
  6. I think this was a card that I got and transferred the balance from another card - the very first statement on 12/5/03 shows the credit limit was £5500 and current balance was £5041.51. All of the monthly statements between 2003 and 2007 other than 21/7/03 look exactly the same as the example above the only difference on the 21/07/03 statement are three cash advances totalling £500. I had no purchases on any statement. I dont understand why the very first statement (above) should show three interest and three PPI and for them to continue till 2007. Having said all of
  7. The following is as per one of the statements: COPY STATEMENT ACCOUNT NUMBER XXXXXXX CUSTOMER NAME XXXXXXX XXXX ADDRESS XXXXXXX STMT DATE 21/05/2003 CREDIT £XXXX CASH LIMIT £ XXXX CASH AVAIL£ XXX CREDIT AVAIL £XXXX CASH LIMIT £XXXX MIN PAYMT £XXX PMT DUE 15/06/2003 12/05/2003 PAYMENT VIA BGC - THANKYOU £ 102.00 12/05/2003 INTEREST £24.63 12/05/2003 INTEREST £18.80 12/05/2003 INTEREST £18.99 12/05/2003 PAYMENT PROTECTION PLAN £15.14 12/05/2003 PAYMENT PROTECTION PLAN £11.59 12/05/2003 PAYMENT PROTECTION PLAN £ 8.81
  8. I have just looked at spread sheets available - should i be completing CISheet v101.xls ?? Should I also use this form for claiming the interest? I guess this problem is a bit different to the usual claim and I am not sure about the way to go about it.
  9. I have the statements for a Morgan Stanley Dean Witter credit card from 2003 - 2007. Each month shows they took out three separate amounts for PPI and three separate amounts for interest. I have checked with Morgan Stanley and they say Barclay's are now responsible for the account. What is the best way to get this account sorted out, claim the PPI and the overcharged interest? Which claim forms should I use? Any help would be appreciated.
  10. I received a letter from the Royal Bank stating they were going to pay £1700 to the DCA to resolve my claim and they wanted me to sign a letter and return it to them. I did not do this, I phoned them and also wrote to them asking for a cheque to be sent to me. They were very good, no problem or argument and recently I received the cheque a couple of days ago.
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