no its for 225.00? what have i done wrong?

thanks so i have 121.71 interest at daily rate of0.33 per day?

im trying finally to fill in this ni,im nearly there,how do i find this daily rate ammount and how do i work it out?

anyone please?

is this too much for brief details of claim?

1. The Claimant entered into an agreement (“The Agreement”) with the Defendant on or around xx/xx/xxxx, whereby the Defendant was to advance credit facilities to the Claimant under a running credit account, Account no xxxxxxxxxx ("The Account"). 2.The Agreement essentially consisted of the Defendant providing the Claimant with a credit card (“The Card”) which would allow the Claimant to make purchases and receive cash advances on credit. In return the Defendant was entitled to charge interestat the published rate. 3.The Agreement was a Regulated Agreement for the purposes of the Consumer Credit Act 1974. 4.At all material times the contract was subject to the Defendant’s standard terms and conditionsicon which could be varied from time to time. Summary 5. Throughout the course of the Agreement, the Defendant has added numerous default charges to the Account for the Claimant’s failure to make the minimum payment on the due date and or for exceeding the credit limit and or if a payment is returned. (Full particulars are set out in schedule 2). 6.The default charges were applied in accordance with the standard terms of The Agreement which were: a). A penalty payable on breach of contract and thus unenforceable:and b) An unfair term under the Unfair Terms in Consumer Contracts Regulations 1999 (“The Regulations”) and therefore not binding on the Claimant. 7. The Claimant is accordingly entitled to repayment of the sums wrongly added to the Account.

thanks i was goin to copy the p.o.c from that post,it was the brief details i was wondering on

is this ok for brief details of claim? the claimant has held an account with the defendant since .... since.........the defendant deducted from my account various ammounts of money in penalty charges,the claimant contends that these charges were legally unenforceable and the claimant is demanding the repayment of this money?

anyone please?

can anyone point me in the right direction for help with a n1 and the p.o.c.? i ve looked in the library but i cant find it

im not sure were to post this,but i have a friend who did a statement for a person who fell,even tho she didnt see the accident ,she was working in the shop outside were someone fell and the lady came into the shop after,anyway she has had a letter telling her she has to appear in court,and the court is about an hour and a half away,she really dosent want to go,mostly because of work issues and the fact she didnt see the accident,does she have to attend?

thanks i will,its only for 200.00 ish but im still gonna reclaim it,if i can

thanks ive just read it,i will copy it,why is some of it in red?

i have the form from the small claims court,i was lookin for some help with the p.o.c?

can anyone point me in the right direction to find out about claiming charges over 6 years please?

i finally got a response from them,they say i cant have my c c charges back as its over 6 years,there one they will pay and thats it,can i reclaim them all?even the ones over 6 years?

thanks ill try that

open office

no its put nothing in anywere

yes to both but in the compound interest theres no ammount?

probably a daft question,but why dont dca take u to court if u dont pay them?

ive downloaded it to my pc (get me lol) ive put thr interest rate on and the charges,but i cant get any interest on the spreadsheet,how i do that?

thanks,ive downloaded it and it says docoument it read mode only?

i had am look at you sig but couldnt find the interest spreadsheet,was gonna try again and play about with it

its not for ppi its for late payment charges