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harathoi

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About harathoi

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  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. I dont know where i stand as to getting this sorted out quickly. My credit history has been glowing for the best part of 4 years now, no missed payments, no late payments whatso ever until 2 months ago. on the 24th of june Black horse Deviated from the normal payment date of the 1st of the month, and took it on the 24th instead, 7 days early. for no apparent reason. (the actual payment was due on the 1st or shortly thereafter of July, they took it on teh 24th of june). This resulted in another of the charges which was due on the same day and for which there were funds in t
  4. In a nutshell i have a student account with a £1500 overdraft with themselves, and due to the financial constraints of student life that has sat somewhere near the limit for the past year or so. Specifically end of july, i received a letter from abbey saying my overdraft was about to expire. It seems that A they have changed my account to a "graduate" account, B have expired the overdraft, due to expire on the 1st of sept 08. Immediately following this at the first available oppertunity, I went into my branch and requested to speak to someone, explained that i am NOT a grad
  5. yes it was signed on the premises of the motorbike dealer, like i said, dont have a problem with the agreement, was jsut intreagued by that statement is all as i had never seen it, and thought that there was a 10 day cooling off period attacked in this circumstance..
  6. Basically i have just taken out a fuxed term, 36month low interest loan (2.2% APR would you beleive) on a new motorcycle. Which i am completely happy with, for the most part. One small clause is bothering me.. written in the "key information" is this statement. "you have no right to cancel this Agreement under the Consumer Credit Act 1974, the Timeshare act 1992 or the Financial services (distance marketing) regulations 2004". Is this a legal statement? Everything else is good soto speak.. just this i was wondering about.
  7. Count me in for cambridgeshire.. i can hand deliver this one, so even saving my postage.. live across the street from the cambs HQ
  8. I got a phone call from their customer resolution team after i left a message asking what was going on with the replacement handset. Basically as i said above they raised the order, for the new handset on the 15th, and the lady at their end said that the phone had not been shipped.. i said i wasnt happy and i would like them to make every effort to get the phone to me, and she agreed. Without any prompting she offered me compensation for 1 months contract term (sum of £40) and promised to chase the phone up.. the cheque is in the post now, and the phone should be here some time next week
  9. Its never the pet poppy.. its always the owner.. i know staffs, and they are gorgeous Ibeen lurking in this thread for some time.. My heart extends its deepest sympathies to your pet cat, den, and the best of luck in court.. let us all know the response.. if needs be i am a training forensic scientist, so if you need help with any "evidence disposal" shout me XD
  10. Montesa USA - Contact Us might yeild you some more information.
  11. The key statement here is Faulty.. they ahve admitted that at time of sale the rocker gear could have been faulty.. I.. personally, would be looking at the "fit for purpose" route.. in the short time and with the minimal miles that you have done thusfar on the bike, it does not sound like it is either "fit for purpose" or "of merchantible quality", you have a 6 year "legal" warranty on the bike, within the first 6 months, the burden of proof (to prove that the fault not was there from day 1) falls to the seller, after that it falls to yourself to prove that when the bike was sold the fa
  12. seems to be some confusion here.. 2 issues are totally seperate.. Gentleman paid for some unused fishing gear that i was selling on ebay.. received money, has yet to collect them.. been 4 months now with him saying "i will be there on this date .... ," ============================================== The phone, was purchased from phones4u, was faulty, they refused to replace, and have insisted that they will exchange the handset for a new 1, i agreed on the premise that i would have it within 7 days, and i have not had it yet.. I don't want a reduction in monthly pric
  13. we are in contact with him.. what i mean by that is (i didnt word it correctly) he has paid for it, and has agreed to collect, but has never shown.
  14. Firstly lets get to the ebay one, Very simple.. Gentleman purchased an item off of me from (win the auction) Paid the money, contacted me and arranged a date to collect, and then dissapeared.. He has good means to contact me (phone, address, email) and has failed to do so.. i still ahve the money and have no way to get it back to him. What do i do? Secondly, I purchased a phone from phones 4 u, (nokia N73) on contract with vodaphone.. The phone subsequently developed a fault, (2 months and 22 days after the original purchase) so i took it back to store, to e
  15. Any more updates on this? They are imposing more unwritten, undisclosed rules on people, and changing the existing rules as they see fit..
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