Hi Barty & zootscoot, Thankyou for your replies. Today i recieved a letter from the court to say the hearing listed has been vacated.It says either parties can apply for a lift of stay specifying why the claim should not await the test case. I'm a registered disabled OAP recieving disability living allowance & my pension,which is guaranteed. Do i qualify to ask to lift the stay ? Best regards Sally1 P.S. How do i check if the bank has submitted their bundle to the court ?

Hi All Again i need some advice please. I have just received a letter from the solicitors of Lloyds TSB, they have written to the court to ask for a stay (postpone the claim). They say the reason for this is that Lloyds TSB wants to finalise talks with the OFT about bank charges before they deal with my case. In the letter they ask that i write to them and the court to say if i agree to the "stay" or not. My court date is on the 20th August which is in 1 week. Many Thanks Sally :?

Hi All. Thankyou so very much for all your help.I feel more confident now, i would have caved in if you all hadn't been so kind & taken the time to write to me. It makes all the difference when you know what to do & you know others care. I do hope Darren has a favorable outcome. Good luck to him Sally1

Hi thanks for your reply. My bank is Lloyds TSB. I sent letters to them to ask them to refund bank charges totaling £827. They refused and would not reconsider their decision. I then applied to the court to get my money back and the court coresponded with the bank who are now defending their actions. I got a letter today from the court giving me a court date when the hearing will take place (20th August). I have been asked to appear at court with documentation as evidence and to copy this evidence and send the copies both to the defendent (Lloyds TSB) and to the court before 6th August. I am not sure what i need to do please could you advise me? Regards Sally

I have just recieved a date to go to court over my bank charges. I'm a disabled pensioner and have got to admit i'm scared to death. I've never been in a court in my life. Can anyone help me please.I need help to prepare in case it goes all the way. Regards Sally1