I was really busy with work and basically got fobbed of by both of them so left it. Now unemployed lm chasing again. Commercial Union for GE and Portfield for HSBC. Going to call the FSCS this afternoon and see what have to say.

Seems both these companies are both using the 'broker sold it not us' get out of jail free card. Would l be correct if saying l should go to the FSCS?

where can l find this

l sent a SARS to the company that provided the PPI but it is now well over the 40 period. How do l now proceed with this? Happy New Year to all.

Jusr received a letter from the solicitors. The require immediate payment or they are going for a decree, inhibition etc. l would like to know if they can do this to a 10 year old debt that has been defaulted already.

Advice really needed

l recieved a payment book from BOS for the above BLS issue after hounding BLS. l also received a letter from BOS telling me that they have passed this over to their solicitors. Whats going on here. Can they do this, its been defaulted already. It hasnt been my fault l couldnt make a payment to them and its been BOS fault for causing this problem.

This was origianly sold, or dealt with, by Blair Oliver and Scott. l was paying an amount every month. It was then sold or passed on to another company , BSL. l tried to make payments at the BOS as usual but they wouldnt take the payment as per normal, so l stopped paying. BSL started sending letters to the effect that payments where missed and behind. l called them on a few occasion to explain the situation, these calls would become very heated. In fact my wife has had to call and on that occasion it really got her angry. l asked, and my wife asked, for a method of payment. We did recieve a payment book from BOS ?? However we also received a letter from BSL to the effect that they said that due to lack of contact we have no intention of paying the debt. They say that they will commence legal action. Going for a Decree. l will be sending them a reply to their letter today and making a phone call to them as requested. My question to this is can they enforce legal action. This debit is from 2003 and was mutually agreeable to be paid as it was until the debit being transfered to other parties.

Where do they stand by saying that this is their final response.

bump

l sent the section 56 cca extract to them last time and this is what they come back with and telling me that this is their final response letter. so based on this what do l do next?

done

Sent Ge Money and EPF a letter a couple of weeks ago related to the cca section 56 and got a response from GE money. Can someone have a look and let me know which direction l need to go now.[ATTACH=CONFIG]36593[/ATTACH][ATTACH=CONFIG]36593[/ATTACH] GE_Money.pdf

l while back l went through the process of claiming back my bank charges with the BOS, Halifax. This was around the time the banks initialy went to court. l didnt get any where with it. l am trying to find out what the situation is with this issue. Is this still an ongoing process or has it been thrown out?

If they wont accept responsabilty will l have to report them to the financial ombudsman?