Please help if you can.I am trying to get my unfair bank charges back off H.S.B.C.I am now at the stage where they have filed a defense and the court has sent me a questionaire which i am to fill in and send £100 by the 12th march.Can anyone tell me how to fill in questionaire,will i get the £100 back if i win and does it look like i am really going to court? thanks

Hi, on my notice of issue it says "deemed served 17th Jan 2007.Then they sent me the acknowledgement of service filed on the 26th january.So shall i phone D G tommorow to ask if they have my schedule of charges,if not send them to them.....Then do i just wait until when???? Thanks

Thanks for that, I thought that they would automatically have a schedhule of charges as i sent three to the court.I will do this tomorrow...thankyou

I have received an acknowledgement of service,but the more i read on here the more confused i get.The date on this document is 26th january and it says the defendent has 28 days to defend this claim.This was filed with D G solicitors.I thought that I just waited now to hear something by the 26th of Feb if not then I get in touch with court.I am confused because I have been reading that I need to ring D G Solicitors and send them more copys of my list of charges.I originally sent three copies to the court.Please can anyone put me right?I am beggining to think that I made a mistake by going through with this as I am sooooo confused and worried now...Thanks in advance

Help with acknowledgement of service.Can anyone tell me what I have to do next....I am in a panic

HI,I have had letter back from court today and they are defending.Can you tell me what will most likely happen next.I am abit worried now.thanks

Thanks for that.I put my court papers in today and when I got home there was an offer on one of my accounts off Colin.(not because of putting the court papers in may i add. I want to reject this offer as it is lower than what I want.can you tell me If I have to reject it in writing or do i just ignore it and carry on regardless?If I can get this far with this then anyone can!!I am dead chuffed.I only got this far with your help...and thankyou for that

Hi, I am just filling in my court documents and have got to this part Plus interest pursuant to S.69 County Courts Act 1984 from date of issue to date of judgement/settlement at £xx.xx per day {(enter daily rate here - (CHARGES+OD interest)x 0.00022 = pence per day) }OR at such rate and for such periods as the court deems just. I Have not added any overdraft interest throughout this claim as it was too complicated as my statements just said TOTAL CHARGES .But I have added 8% with the help of the spreadsheets.But I need help with the above bit.Do i put it in under the circumstances or not....Please help....thanks

THANKYOU,you have helped me lots

Do i just write down TOTAL CHARGES on spreadsheet as thats what it says on my statements and it will calculate it for me as shown on spreadsheet? Thanks for that..I was doing it all wrong even though I have read this through and through I had to hand write my charges sheet in the end because i filled a sheet in but when I printed it out it was soooo tiny even the bank manager wouldnt have been able to read it Thanks for your help

You can tell now why I got into this mess in the first place

All my charges are listed as total charges and interest.I have only added the total charges and not any interest .I was then going to just put 8% on the total without using the spreadsheet...Is this wrong?

I am claiming my bank charges at 8% at the court stage and this is where I am at now.I havnt bothered adding anything else on along the way as I am Really confused with what you can and cannot claim for.Is this ok to do this?Help me I am a little confused at the mo.I am claiming £1600 before the 8 %

Am I doing right by just claiming 8% at court stage, as I dont understand all the ins and outs.I am claiming around £1600 before the 8% goes on.I think it dosnt make much difference on this amount,but any advice would be welcome...

I have had that same letter but they didnt give me a date when they will get back to me so i am pressing on with court action.I am not adding ANY interest on throughout as I am dead confused by it all,but I am adding 8% on,at the court stage.Anyone know if this is ok?