Just discovered this site today, and what an invaluable resource it is!
I knew it was possible to reclaim bank charges but didnt realise that it would still be possible no matter what sort of a financial mess you are in! I'll be blunt and say I am in up to my neck, although most of my debts will be paid off with the sale of my house (my wife and I have split), so thinking back to how much I have been charged by the bank over the past 5/6 years...I could be in for a nice little windfall!
Even just last month I was charged over £300! the bank know how much of a mess I am currently in yet continue to charge me!
So i will be starting the process over the next few days to have my statements sent to me, once I have read over the site a little more! I'm still not sure whether to claim against the BOS (HBOS) in England or Scotland!
So I look forward to some help...and hopefully to helping some other people once I get a grip on things!