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pinklisar

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About pinklisar

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  1. Hi everyone I am having a terrible time of late and this letter has just about done me! On Sat I received a letter from BW Legal dated 13/05/2015 on behalf of Lowell (I'm pretty sure they are the same company?) saying 'A COUNTY COURT JUDGMENT HAS BEEN ENTERED AGAINST YOU' 'On 17 April 2014 our client obtained a County Court Judgment against you in the sum of £420.50 in the Northamptonshire (County Court Bulk Centre) under claim number ********' Details of this judgment will be enterd in a public register, the Register of County Court Judgments, That information will
  2. Hello everyone, I'll try and keep it quick as it is a bit of a headache. July 2014 started working for a small local business. No contract signed. Dec 2014 found out I was pregnant. Jan 2015 told employer I was pregnant. We discussed my Maternity Leave starting on July 3rd. I tried to make all of my maternity appointments on days I was not working, even changing midwives. Due to my health this was not always possible. I had a few sick days in Jan / Feb due to pregnancy illnesses and depression. Feb 2015 prescribed 25mg Amitriptyline which was doubled to 50mg after 7 da
  3. I'll be honest, I have no idea what it was for but it definitely wouldn't have been a secure loan as I've never had one out. I did have a loan from Welcome Finance but that was paid of years ago. I'll see if I can find this letter they sent and see if that can shed any light on it. I've checked my credit report and nothing is showing up from Robinson Way on it x Thanks for all your replys guys
  4. Good morning eveyone. I had a phone call from Robinson Way this morning about a shopacheck debt I apparantly owe. I asked when the debt was from as I've lived at my current address for 8 years and I don't think I owe the debt, he said 2003 and I said so your chasing a 12 year old debt? I'm pretty sure I don't owe it and it's statute barred and hung the phone up. Have I admitted ownership or anything? I don't know if I owe the debt, I had a call from robinson way a few weeks back and she asked me for my previous address and I said I'v
  5. Joining Slimming World was definately one of my better decisione. Since joining on 23rd Januay I have lost 1st 4.5lbs. The range of meals you can cook is fantastic. BBQ Chicken Melt, Fakeaway, Big Mac in a bowl, Slimming World Chips. I look forward to my weekly class, the support is great and there is no judgement. If you put on weight, you get support . It's what I need to be able to lose weight. It's not for everyone tho and it does take a bit of getting used too with the syn values and Healtjy Extras but there are lots of support groups and forums out there as well.
  6. i've been having troulbe accessing my online claim so emailed MCOL and they have said to submit my defence by email. I am assuming I fil in the Defence form and scan it and send it back. What is my defence? Do I put down that these are mainly made up of charges and I want to claim them back? What do I do after I have submitted my defence as well? Do I SAR Lowell or JD Williams?
  7. ok, i'm going to dispute all of the claim, what does contest jurisdiction mean?
  8. I'm a bit confused as to what to do next. I want to defend this claim but what do I do next, do I fill in an Acknowledgement of service, Do I admit only part of the claim (I will pay for anything I purchased but not the charges and admin fees. I'm pretty sure the admin fees and charges will amount to more than the claim id for but don't want to do anything wrong that will get me in trouble)
  9. yes, I want to defend, it says I can go online. I think I have a few more days before the deadline. Issue date 18/02/2014 + 5 days (day of service) = 23/01/2014 + 14 days to respond = 09/03/2014. Is this right? than another 14 days to send in a defence?
  10. Thank you I wondered where it had gone. These are the particulars of the claim. The claimant's Claim is for the sum of £xxx.xx being monies due from the defendant to the Claimant under a Mail Order agreement regulated by the Consuer credit Act 1974 between the Defendant and (Catalogue). Under account reference number xxxxxxxx and assigned to the Claimant on 20/12/2012 notice of which has been given to the defendant. The defendant failed to maintain the contractual payment under the terms of the agreement and a default notice has been served and not complied with.
  11. Hello everyone, I took out a JD Williams catalogue in 2003, I defaulted in 2009. The debt was with Reliable Collections until it was sold to Lowell Portfolio in Dec 2012. The original debt was £815, it is now £240. I couldn't tell you when I last made a payment, I was hoping to reclaim charges but never got round to doing it. I received claim form from Northampton County Court last week and I don't really know what to do. The total amount they are claiming for is £326.25. I don't want this to go to court. The money I owe is mainly made up of
  12. Is there a way I can get thwm to remove the defaults while I try and reclaim the charges back?
  13. Sorry, the default date is 14/03/13 on both entries Shapely figures account opened on 01/03/07 Simply Be acccount opened on 02/03/2007 I made regular payments up until Nov last year as I have had no income since than I hope that makes more sense. I do tend to confuse people
  14. hello again, I have just checked my credit file and now have a defaults from Shapely Figures and Simply Be added on 14/03/2007, these accounts were opened on 01/02-03-2007 so I assumed it would have dropped off and a default couldn't have been added? Or have I got that completely wrong? (it has been known). regards I haven't had any money to pay these accounts but I really don't want any more defaults. Is there anything I can do to get them removed? Lisa x
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