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linemonkey

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About linemonkey

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  1. Hi, i have recently received a tax residency self ceft form from lloyds bank. I am wondering why, as i have always been resident in the uk and have never had a business or any financial dealings outsidethe uk. Any help would be appreciated.
  2. I, ve been with the chelsea for 7 years and never missed a payment.2 years ago I opted for an interest only mortgage as I was on a 2 year pay freeze and wanted lower payments as a short term fix. I still have 1 year to run on that deal which is subject to an early repayment fee. Idecided in jan this year to sell my property and downsize to release some equity and put a good deposit down and change to repayment.Thats where the nightmare started.My mortgage is "portable" but when I requested they port it to a new property I was informed that I had to reapply for a mortgage.To cut a very long sto
  3. hi again, thanks forvyour comments, All I am trying to establish is for them to prove I owe them money and how much. As I explained I heard nothijg from them for 15 years to 2011 and then nothihg again since then ujtil now.theyvsay they havevsent me letters but I have not moved so where did the letters go to, certainly not to me.Surely they cannot start deductions from my employer without proof of the ammount which they do not seem to have.Also they have deprived me of the right to appeal by not contacting me.Why did they leave it for nearly 20 years in total. Where do I go from here if th
  4. Hi, Hope someone can help me. I have received a letter from dwp informing me that they have contacted my employers requesting that they deduct payments from my salary relating to a debt that I have no knowledge of ammounting to nearly £4000. I rang the dwp today and they say the debt relates to overpayments of benefits in 1996. I explained that I have no knowledge of such debt and that they need to provide proof of the debt or some sort of acknowledgement from me of owing this debt. they told me I had spoken to them in 2011 and had refused to recieve proof, whic
  5. Thanks ploddertom,Does that mean if theres no copies then theres no active warrants?
  6. Thanks,Obviously this could take some time,but the bailiffs are due to come back in 2 days.What if i havent recieved any info back by then?and they turn up?
  7. Thanks mellymoo74, They have posted 3 Rossendale notices through my door, the first says the liability order was granted oct 15th 2004, for £777.51 and they have charged me £24.50 first visit fee,second visit fee £18.00.Secont liability order was issued on the same date for £319.74 and they have not charged me any visit fees on that one. The third was issued on Sept 2005 (6 months after i had left the property) That one is for £264.80 and again they have charged for first and second visit fees of £24.50 and second visit £18.00. How many times can they charge visit fees when obviously they post
  8. That was my argument, why have they not informed me of any money outstanding. I would not have missed paying council tax for what equates to 2 years in money terms and if you miss one payment there on your back within a matter of days. I asked them to prove i owe the money and all they sent was standard paperwork with the dates and amount filled in with pen saying a liability order was granted and the dates 2004/2005 I was not even living at the property when the oct 2005 liability order was granted. I would like to know what rights the bailiffs have after such a long tim
  9. Hello, hope you can help me!! (youve never let me down in the past). I will keep this as brief as possible. After living on my own for the past 5 years i asked for my single occupancy discount for council tax to be backdated as i had never claimed it. The liverpool council informed me they could not backdate more than a year, which they did. To reward me for my impertinance in asking they suddenly informed me by email that i owed them council tax for a previous property i lived in for 2 years completely unknown to me relating to 2004/2005. I asked them to prove
  10. Sorry to be a pain REBEL11 but dont really know what i,m looking for on these links you sent me.
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