This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hi, I have recently gone through the procedure of getting back my charges and it was settled in full out of court. I have oppend a new current account with annother bank which I am swapping to but in this period I have gone overdraw in my Halifax account and guess what - they have charged me 30 quid for going over my overdraft limit and 28 quid for them being so kind in making the payment!!! I'm a wee bit annoyed by this!!! What should I do? any advice is welcomed... I think a letter to them saying that if they dont refund in full in 7 days I'll take them to court then close the account(which I was going to do anyway!)... Thanks in advance for any help, Ian Damn Halifax!!!!

Hi, I want to file a claim for my charges against IF but Moneyclaim require an English address. Can I just use a Halifax one as they own them anyway? Please can you suggest the address I use? Thanks for any help, Ian

Good luck babes, you'll get it back in the end!

You'll get it back in full mate, dont worry!

Yeah, I'd bet they wait to the end of the 28 days and settle in full - thats what they did with me! Good luck, Ian

Guess what... I had annother call from Rachel and she said the rest of the money would be in my bank by the end of this week - happy days. I have also sent them a letter, recorded delivery saying that I will advise the court that this is settled in full when I receive the balance. I will fill out the survery then... Thanks, Ian Please stick to 1 thread, thanks

Thanks very much, I'll do that. Regards, Ian

Moneyclaim baby!

Start the moneyclaim - I'd say!

Great, The letter they wrote hasn't asked me to accept or sign anything. Am I correct in thinking that because they said they will reimberse the full claim ammount that I don't need to actually tell them I've accepted? Thanks, Ian

Well guess what... they called me back!!! - just to say they are chasing it up, just goes to show miracles do happen sometimes! Thanks for that number though, I'll give that a try if I get no joy... Ian

So cruel - I love this!

Am I correct in thinking that the money they have given me can't be won back by Halifax(spit) if I let this go to court for the rest of the money that they said they'd refund? Regards, Ian

Ha! No call back so I called again and spoke to Rachel, she said she'd have to look at my file and will call me back today - we'll see! Ian

Hi, I issued the claim on 04/04/2006 see the thread in the litigation section... http://www.consumeractiongroup.co.uk/forum/showthread.php?t=3554&highlight=halifax Still not settled in ful yet though, got most back on 27/04/2006 Cheers, Ian

Very odd, I called and the girl who answered sayed that Katie who wrote me the letter had left! Anyway she took my name and number and said she'd call me back soon - what do you recon, will I get a call back?! Regards, Ian

I vote for a donate button! Paypal would be easyest for me... I want to donate a tenner. Good work guys!

Thanks, needless to say I am chuffed! Anyone know how to donate to the action group?

Hi all, I just had a letter from Halifax, well dated 28/04. It says the normal stuff about the charges being fair and it would cost them more to defend the claim, it goes on to say "For this reason, but without admission of liability, Halifax is willing to reimburse "1220.49 in respect of the bank charges incurred and the interest that you have calculated was charged on your account as a result of the charges. The halifax will also reimberse £120 in respect of the Court fee. I have arranged for £1340.49 to be refunded to your account..." I notice that on the 27th I had a cash deposit of £1005.00 in my account - this was what I calculated the total of my charges were. What do I do? They ask me to write to the Court saying that this has been setled. Has it? My first thought was to give them annother working day and if the rest of the balance hasnt appeared then to call saying I will write to them when I receive the rest or I'll let this go to court - is that sensible? or have I got what I'm gonna get now? I'm pretty happy but how do we donate now the book fund has closed? I'd like to give something... Best Regards, Ian Mitchell

So how long do I have to wait before I can?

Hi, I have started my claim against Halifax PLC and it is now issued(4/4/2006) but there is a link on the website that says "Start" It takes me to a page saying "Judgement - select type of judgement" - what do I choose or do now? I thought I just had to wait for Halifax's response to my claim... How long do they have to reply? Thanks for any help, Ian

Hi, I just received the standard letter from Halifax saying they are sorry I am unhappy, this was after I sent the letter to claim the money back, so I guess this means I have to start a claim on http://www.moneyclaim.gov.uk I have some questions, thanks for any help in advance... 1) I have two accounts which I wish to claim these unfair charges back, do I start two claims? or one? The total I want to claim for including interest is just over £1200. 2) I read the guide notes for the claim on thread http://www.consumeractiongroup.co.uk/forum/showthread.php?t=634 and it says about having a contract with the defendant dated XXXX - I haven't got a clue when this was for either of the accounts, so a) should I re-write this so it dosent mention the date? please help with this? or b) do I need to know the exact date? Where can I find that out? Thanks again for any help, Ian

Hi, This sounds very silly as my letter says "you have 40 days to comply" but is this 40 working days(8 weeks) from when they received the letter? or 40 straight days? They received the letter on the 2nd of March - when should I start legal procedings if I don't receive the data? The original letter I sent is in this topic that I started http://www.bankactiongroup.co.uk/forum/viewtopic.php?t=834 Thanks in advance for any advice, Ian