Had a similar response, saying either the case has been settled or not. How do you respond to this?

Phone Adrian Whalley at Barclaycard. He is head of DPA. Sorted me out. 07920267281

I wouldnt accept it. Your letting them off. You only have a few weeks to go before you can get the lot.

Thanks Zoot, that seems quite good! I have spent hours trying to sort this out!

Ahh, I see. Lucky I read this then. When I get my offer I was going to bank it as a part payment - not now though.

And they were 2 days late putting the AQ in. These banks seem to be able to do what they want.

Could you not bank the cheque and persue them for the rest?

Just recieved their AQ and they are requesting it go in fast track unlike me who wanted it in small claims. Claim is for £4900 + court charges. They have put the total on the form as £5019 - which pushes it out of small claims court even though its the court fees that put it over the 5K. Just have to wait and see what the judge decides I guess. Does anyone know how long it takes to get allocated normally at the Reading court?

Thanks Parkvale, just trawling through that now.

Claiming just under 5k. Recieved my AQ today - just when I thought I might have missed that stage

Cheers Fendy, Good luck..

How long do the court take normally before they get back to you after Cobbetts have issued their defence?

I went to the court on the 5th and handed in My N1 with POC and list of charges being claimed. Was issued on the 11th March. Ive just recieved cobbetts defence. I guess its standerd except that they have .. " invited the court to direct that there be a case management conference in order for the court to consider the making of appropriate orders to give the claiment the opportunity to properly particularise the claim " I dont appear to have to complete the Cpr part 18. What are my next steps now? Do I just wait for the courts?

Great idea. I'm finding it hard to come up with £150 to fight each case. Then another £100 for the AQ I earn a fair bit but with outgoings it is still hard to find this 'extra' cash.

crfx250 why are you here? you say you dont need the advice that this forum has to offer, or the money, so why bother? It doesnt make sense, you must be a mole. When you go back to your banking job in the morning be sure to tell them that you have failed to lead us astray with your posts, they will be most dissapointed!