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Vampyra

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Everything posted by Vampyra

  1. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  3. This topic was closed on 03/06/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  4. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  5. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  6. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  7. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  8. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  9. Ok. He's had a letter stating Coen had got its one month. Should he be reminding them of the lack of CA requested and possible SB? From what I have read, Coen probably won't contact him during this time.
  10. I had court papers in October 2015 from Restons on behalf of Cabot Financial (UK) Ltd. I put in a defence and requested CA and stated I believed the debt to be SB. Just before Christmas 2015, Cabot sent me a letter saying they could not find the original CA and as such any alleged debt was "unenforcable". Today I get a letter which says: "We have been instructed to write to you regarding the above matter. We note from reviewing your account that you have not withdrawn your Defence, nor has a payment arrangement been agreed. Due to the time which has elapsed since the proce
  11. Well I filled it in and he has gone to post them Special Delivery. Still not found his original court claim papers. In the covering letter to Howard Coen I cheekily reminded them we have not had the requested CA. Now onto my paperwork which is PIP and ESA related
  12. Sorry mate. Can't pm from my phone but defense down to me. Copied one which I used before. On the defense they quoted CA I remember that. I know this would be easier if "someone" actually got and dealt with this with longer than a day to send this off. This DQ for has to be sent snail mail does it? Can't be uploaded with the rest of the stuff on MCOL?
  13. As usual I have not been given the Claim Form so do not have the particulars. Have just asked him and well, we shall see. Will scan in and post their Draft Directions.
  14. Defence DEFENCE STATEMENT IN THE NORTHAMPTON COUNTY COURT (CCBC) CASE No: ******** BETWEEN: Hoist Portfolio Holding 2 Ltd CLAIMANT And Person DEFENDANT DEFENCE 1: I received the claim ******** from the Northampton County Court on **/**/2016. 2: Each and every allegation in the Claimants statement of case is denied unless specifically admitted in this Defence. 3: This claim appears to be for a Credit Card agreement regulated under the Consumer Credit Act 1974. 4: The Claimants statement of case fails to give adequate information
  15. Sorry Andy been busy. Will try to get this info over to you a bit later today. Thank you.
  16. Yes it was in fast track but they are requesting small claims. Don't know how to proceed as we are on last day before holidays. Ok he can send special delivery next Wednesday but what on earth do we say? As you say we don't want to give them extra time to magic up the documents but I have never had this happen. His last one we sent in DQ and went to hearing which was railroaded by the judge in DCA favour even though DCA didn't provide a CA. Sorry to bug you with a short deadline this close to the holidays.
  17. On behalf of my friend. Large credit card debt and was sent a CCJ court proceeding form. Sorry rather tired. CPR and CCA request asked for but nothing has turned up. I was just about to put in a filled Directions Questionnaire when today a letter turns up from Howard Cohen enclosing HPH2 Ltd's N181 requesting a 1 month stay to negotiate. Firstly, do we also still have to put in our Directions Questionnaire and if so, bearing in mind no CCA has been supplied, (this card goes back maybe 15-18 years), what directions should be written? Secondly, as they have n
  18. I have just had one of these letters after telling them repeatedly that my mobility means I can't get to the assessment which is backed up by my GP. Read my post. This is petrifying as they may stop my benefit in the middle of Winter.
  19. This is a bit complicated so bear with me. I have been getting ESA Contribution based Support Group since 2012. I suffer with autoimmune thyroid issues one of which is I am seriously obese, another is I have tendon and muscle issues making my mobility very painful - I can't weight bear on my left foot a great deal of the time. The pain makes me feel sick and faint it is that bad. However, sometimes it is easier making moving around over short distances possible. The nature of it is, though, that I have no idea if I can weight bear from one day to the next thus making appointments difficul
  20. Lol. I think an SAR is probably the way to go but if an Application Form without prescribed terms isn't legal then just ticking a box asking if you want PPI without prescribed terms can't be binding either. Do you know what the prescribed terms are in relation to PPI? I would have thought they would be along the similar vein to a CC but having never had PPI myself I don't know.
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