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confuseddotcom

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Everything posted by confuseddotcom

  1. Thank you, not filled one in yet but will do. Mortgage company do not want to know. Payment would be monthly including at least six hundred off the outstanding. Paying three k tomorrow just to prove that my husband has tried. Thanks again
  2. Thank you, not filled one in yet but will do. Mortgage company do not want to know. Payment would be monthly including at least six hundred off the outstanding. Paying three k tomorrow just to prove that my husband has tried. Thanks again
  3. Sorry, no there are no other loans secured on this debt
  4. Sorry, Joint names 42000 178000 204000 19.5 years Both employed full time nhs 3k is what we would have paid December plus what we have in the bank, this prove we are not wasting money, even more so over the xmas period. Husband has mental health issues but is a very good man, he has tried taking his own life. Thanks for your input
  5. Sorry, Joint names 42000 178000 204000 19.5 years Both employed full time nhs 3k is what we would have paid December plus what we have in the bank, this prove we are not wasting money, even more so over the xmas period. Husband has mental health issues but is a very good man, he has tried taking his own life. Thanks for your input
  6. hi 204000 arrers 42000 20 years left sept 1900 oct 1900 november 1500 then 400 but this was held back due to sus fraud on account letter to prove this.Eviction applied for, told make.s no differenceif you pay december or not. 3000 is from our account, husbands work has agreed to pay monthly salary direct into mortgage account which is at least 2200- letter confirming this. husband has just been diagnosed as having manic depression, he has addmitted intercepting my mail, he is a very good man and dad to our two girls. Joint income is around 4000 so we can meet the pa
  7. hi 204000 arrers 42000 20 years left sept 1900 oct 1900 november 1500 then 400 but this was held back due to sus fraud on account letter to prove this.Eviction applied for, told make.s no differenceif you pay december or not. 3000 is from our account, husbands work has agreed to pay monthly salary direct into mortgage account which is at least 2200- letter confirming this. husband has just been diagnosed as having manic depression, he has addmitted intercepting my mail, he is a very good man and dad to our two girls. Joint income is around 4000 so we can meet the pa
  8. Hello Please advise, I have just found out my husband has not been paying our mortgage, and we are having our house taken on the 20th of this month. I have contacted the lenders and they have just said tough luck, I have not spoken to them before, we can pay the money off at 600 a month but they do not want to know, I will signed a statment to prove all this. we do not have any other debts(ive checked). I have offerred to pay £3000 off but they have just said pay it if you want but it wont make any difference to us. Please please help I have tow small girls.
  9. Hello Please advise, I have just found out my husband has not been paying our mortgage, and we are having our house taken on the 20th of this month. I have contacted the lenders and they have just said tough luck, I have not spoken to them before, we can pay the money off at 600 a month but they do not want to know, I will signed a statment to prove all this. we do not have any other debts(ive checked). I have offerred to pay £3000 off but they have just said pay it if you want but it wont make any difference to us. Please please help I have tow small girls.
  10. HELLO I NEED HELP AND QUICK I advantage finance have sent ballif to repo my car 3 months owing. I have asked them repeatedly for a true copy of the original agreement and they have not complied. Two questions 1 Can they inforce the agreement, ( i am willing to pay the amount outstanding but not the £500.00 charges) 2 Is there any way I can go to a judge to get them to look at the case? I need Help please help Thank you
  11. Thanks for that, sorry it took so long to reply, I have been working. If they have no original CCA (and I know the have not) can they repo my car. Please note I am willing to pay off what I owe, how ever I have not been allowed to, and also I do not like the way in which I have been treated! All I can say is thank god for this web site, just howmany people has it helped. I am sick of being treated this way. Thanks again
  12. thanks for that, a big help coould you shine a light on the following, the default was sent to our old address and they do not have any orignal agreements ca they pursue the matter? I am more than willing too pay what I owe and up until that last two months I have paid on the dot. any help would be great Thanks Paul
  13. Hello could someone please help with the following? took out car finace 8 months ago with the above company, missed last two paments, got a phone call saying if I did not pay up I would have my car taken back. A couple of points They sent the default to my old address They do not have the original agreement, just a copy I have offered to the arrears at the end of the month Can anyone help? Cheers
  14. hello 8 months into car finance with these guys, last 2 months in arrears, they have rung up and said that if I do not pay off arrears in full ( i am unable to, however I have offered to pay off at end of month) they will reposses my car. Thing is, I know they do not have a the originals of my agreement. is this relevent, or can they go ahead and do what they want? Please help thank you
  15. Hello Help needed! i have sent 1 SAR by recorded= "they did not get it"? 1 handed into my branch= No record 1 by Email= no record spoke to some one today who said they will prepare statments and they will most likley give me an offer! A. is this true B. if they have failed to respond to 3 SAR`s what do I do now? Time scale so far: 1st sent 3 months ago Does anyone have a good direct contact for Woolwich Mortgages? I thank you
  16. Cosmic, this seems to be the course of action I would take, what have you to loose? at least then you will know eitherway, gaining a feeling of control. These companies employ bully boy tactics, but just like the bullies at school these people on the whole are thick, but believe that they will win through, but now because of people like us and with the help of this site the TIDE IS CHANGING! So go ahead and claim back that little bit pf power and control, remeber we are now in a postion to change things, play them at their own game. OOOH its off for lunch (no wine I am workin
  17. I would wait if you are not going to apply for credit etc, as there is no benifit, however if like me you are trying to turn things around a bit quicker then you are forced into it, however bear in mind that if you set up payment plans, pay it off, it will still be on your file etc, so getting credit will be difficult. yes I know catch 22 all the time. Hope this helps, I was there, I am just a little bit further on, but getting there all the same. If I can help further just let me know, all the best, hope your girlfriend mends soon KEEP IT GOING COS THE TIDE IS CHANGING
  18. Thanks Ripoff, what info do you require, is there a forum/data bank for this type of info?
  19. Thanks for that Pam, How is it in LONDON, its getting a lot briighter up here in t North! So when the get my nice letter will they have to stop the court action or will they contiue, I am confused (hence the user name!)
  20. Again a Big thank you All this help is enpowering. So the idea is I make them wait and they try and make me pay? I have 18 days to reply do I wait the full 16/17 days before I reply by recorded? You have all turn what started out to be a bad day into very good one!!!
  21. Guys you make me feel better Thanks It was a letter form marlin, just the name of the court filled in by them. Hope this helps! Where to now?
  22. thanks for that ecobabe I am doing that now, should I also contact the court for it to be set aside? You guys are really helping coming
  23. Guys thanks for that and keep it coming, I have just spent the last 20 mins with a very funny stomach! The amount is for 6871.68, I have not written to them in all this time the orignial debt is for around 3500, at no time have I admitted the debt, I have only spoken to a female at Marlin`s today to say I did not accept the debt and would appeal etc, she said do what you want, it will not make a bit of difference. Please help, I have no idea what do
  24. Please help, I have just got a letter to day from these guys chasing a debt that they bought from credit acceptence from 2001 (May) They have requested the court make me bankrupt!!!! and now I am bricking it, I just turned everything around and now this. Please help as I only have 18 days to respond THANK YOU
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