recieved a standard letter in the post today, acknowledging reciept of the letter, stating that they believe the charges to be legal, fair and transparent, and telling me they will resolve my complaint after the test case is finished. Also tell me that if i proceed to court they will apply for a stay. Must say, they have put a lot of effort into making it sound reasonable! Im going to browse the forum for a few hours to see how to proceed to court and what to do about the possibility of a stay, and take it from there. I cant really make the abuse of process argument since there hasnt really been one yet!

posted today.

hi guys. Thanks for the help! Ive already got all my statements back to 1997, i kept them for some reason! Just 4 pages missing which i checked online. So im straight on with the preliminary letter! Just filling in the schedule now, then get it posted. Thanks again!

another imaginative title you will agree i feel like time is running out, so im impatient to print it and get sorted tonight. I have my charges added up, £845 over the last few years, with £105 in a single day once! Really simple question really, but i cant find an answer. What address do i post my preliminary letter to? Is it this one: Barclays Bank Plc 1 CHURCHILL PLACE LONDON E14 5HP Recorded delivery, yes?! Thanks! JoelP

thanks for that, just the boost i needed. Just printing out the first letter now!