marcus1212
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Everything posted by marcus1212
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what happens if gaunts cant provide any paperwork etc? im at a total loss here, everyweek that goes by is another nail in my coffin so to speak.its going to ruin me hand over fist.. items concerned were decorative mirrors uk hand made and expensive too..150-300 at cost gaunts gave there director mobile number but frankly the guy was most unhelpful..
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i havent done a subject to access request but i will do one and see what they send me ... the issue is i would have bought the items back but had no knowledge of the auction at all.. i in fact never had any communication at all /nor did i receive the residual funds gaunts said they were going to send me as little as they may have been.
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not sure where i stand but 15k of stock plus vat all paid for taken by guants..all brand new and some items from what i remember cost upwards of 350 plus vat. all they had to let us do was delivery 5-10 mirrors and pay the container bill.. im feeling physically sick and unwell and face loosing my business as the stock was key to our cash flow.
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-------------------------------------------------------------------- you think 10-15 for a item that costs 100-200 is ok? i owned all the items as im a sole trader business.. the storage yard offered me a discount at one point in settlement then locked my container and refused to let me in at all.. hence we couldnt supply any goods and couldnt bring in any funds.. we asked several times if we can get 1-15 items out as they were sold. the container people refused. they put a double bolted lock in on the unit so had no chance of getting in. i then find out guants have emptied the unit, sold it all at auction and i never knew a thing about it until 5-6 months later. gaunts sent me a list of items sold but it was shabolic list you can barely read. all i can see is 10-15 etc total sale 1765 approx.. gaunts simply took the rest in the fees without sending.. no exucses as i lived at the same address for 13 years. at no point did gaunts contact me they just took everything. private message me if you want more details etc
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in response: i owned all the items all paid for for...the bill i owed was £675.. the next thing i know ive got a ccj and was never told anything.. i found out 5 months later when i forced gaunts to provide an incomprtant list with scribbled auction prices at £10-15 FOR ITEM that cost 90-150 plus vat etc. gaunts were rude and evasive with information.. all i know know they took every last peeny in fees and charges of £1100.cno breakdown just sheer ignorance on their behalf.
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thanksy guys,extra info for you you are correct as above hceo seized the goods fro mthe container storage unit and sent them to auction in stcokport.. at no point was i informed or was i sent any details.i recieved 7 months later a breakdown of of sols items. it doesnt identify each item ,as they gave some away as packs of 5 etc they sold the hole lot for 1750 ,there was genuinely 15 at cost and sold for fivers and tenners even thouch each item cost 100-199,..i feel totally ripped off and feel ive had the guts ripped out of me.. the nasty baliffs were gaunts from bradford.i dont know what to do..
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can anybody help.. we had a issue a storage company who the instructed baliffs to remove our retail stock and sold it at auction.. we did not know anything about this until afterwards they took 200 items item worth approx 20k and sold it for next to nothing at 1725.. what can we do as we have been ripped off beyond belief for a debt of £625.. we didnt receive a penny as the baliffs took the remaining balance for themselves myself and my wife are feeling physically sick by this and has left us with no stock and a huge problem trying to replace it . can anybody help.. the baliffs concerned were some frim called Guants in bradford who we have contacted and found them rude annd agressive and they simply hung up the call. any help would be greatly appreciated
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webb resolutions resposession issues and 22k in charges
marcus1212 replied to marcus1212's topic in Home Repossessions
we offered £150 per month or 14 days to clear in full.. they had 3 solicitors who all declained. . demanding payment between the friday 2pm and tuesday 9am. . i simply didnt have enough time ..i still believe now they acted unlawfully .. eg.. they are not allowed to issue proceeedings as they are not regualted to carry out the duty ..hence it should have been lapitus or crown from what im told who should issued proceeding .. something isnt right i know that much,. theres a whole bunch of issues and questions they refuse to answer and then to top it off sold my home behind me back whilst in negotiations to buy it back. . they took the lower offer from a complete stanger after telling me it ok to but it back. .. they are liars,decietful and the lowest of the low. the markets it for 3 weeks at 130k then took 120k 25 under asking price and clearly not in my interest.. -
webb resolutions resposession issues and 22k in charges
marcus1212 replied to marcus1212's topic in Home Repossessions
good afternoon i wrote to webb and verbaly over the phone they offer to deduct £200.. what a joke they are. the fact that there are fees on there that shouldnt be webb just brush over it.. . they have ruined my life over £1798. . i had a solicitor representing me that was a waste of time. . as it was suspended order i can only summise that went well against me. . webb on monday july 2nd said on the phone "we didnt want to evict -we wanted to help you " so it beggers belief why they refused every offer and options to work with me. .. they never wanted to work with me ..im homeless,broke and have been stiched up like a kipper by webb resolutions.. .i begged and begged them and they said we can let you have your home back for 125k.. strange how they then sold it behind me back for 120k.. .. they are just nasty nasty people and they dont realise the damage it has done to myself and and family in the process... totally ruined my relationship with my family. no help from anyone. ..cant get re housed either. . 3 months of this now and frankly and my wits end - depression beginning to set in ..anxiety attacks and panic attacks now. im just gobsmacked and over whelmed after working all my life it has come to this. .never have i claimed a penny off the goverment and when you go to them for help they tell you sorry we cant help. . my self esteem has taken a battering like never before. -
webb resolutions resposession issues and 22k in charges
marcus1212 replied to marcus1212's topic in Home Repossessions
Webb resolutions are not members of the Fsa etc they have to get other companies to do their administration which is perfectly legal but the aggressiands gown and Tatics used show thry only want your property as it is a private company of investors. so helping the mortgagee isn't on there agenda. they even offer on the Webb site the option of we will help u sell etc. they clearly didn't offer me this. and and every opportunity got me into court at 2 k a pop. the stress and worry is litrally gonna give me a heart attack , already had to visit the doctors on several occasions I want to get an injunction to stop the sale and then I will raise a court hearing about the mortgage repossession they refuse to budge on the fees charged and they know if this is looked at in depth they will have the repossession pulled and my home given back I'm just running of time and seem to be getting no proper help in the matter which is making it twice as hard. Webb resolutions ate trying to get a sale down now and I need to stop it before its too late -
webb resolutions resposession issues and 22k in charges
marcus1212 replied to marcus1212's topic in Home Repossessions
webb refused to refund any charges at all. i know one for a fact some are incorrect etc but the y refuse to acknowledge this. they have also tried to sell my home under value by a mile..we own family offered to buy the mortgage / property but they wanted 128k webb they go and accept 119k from a stranger. im frankly at my wits ends, homeless now and feeling very low. they have ripped me off and claimed on friday 29th june they did not want to evict me for arrears of £1798. then why in court did they take 3 legal representatives and refused a lump sum payment of £1000 there and then.. they are the the ultimate in liars and being deceitful. ive no home, no where to live and cant see myself surviving much longer.... they clearly didnt want to help but im powerless now. what can i do.. can i get it back into court and see if i can get my home back? im now so depressed and the thoughts running through head are not good and im scared. my own family will not help me get into a rented flat which the goverment would pay once im in.. im truly a lost soul and dont see a way out.. the 35k equity i had i will now get none as they have charged me nearly 24,000 in fees now and sold my property 25 under value... they have left me with nothing. not a £1 -
i need help please or advice ! to start off im reading the all familar tale about webb resolutions destroying lives. as per they have done to myself. after our mortgage with mortgages plc was sold off to webb resolutions, arrear free but did have some in the past.. i then lost my own retail business due to the credit crench from 2009 until 2012 it has been a nightmare. after having arrears of £1800 along with a suspended order the judge awarded possession unless i made within 72 hours - a long with it being a firday at 2 pm i had little or no chance webb resolutions refused offers of £104 in full to clear the mortgage and the rest of the amount owed is in legal fees and charges was 22k , im bewildered by this amount and since they will not comunicate with me im feeling very lost indeed.. . they went to court with 3 solicitors against my one. . we lost because webbs representatives not would allow us to get a word in edge ways and everytime we started to explain something they had a ready made legality to fight back with.. no common snese nor morals. i then found my home for sale at £10k under the asking price which i felt was ok considering. i have then found out today they have accpeted an offer of £120k. . this is not in my best interests as the mortgage still had some equirty in it given the right selling price. i also feel and im sure as well that webb resolutions have acted incorrectly but i really need help and a good legal firm to do this. funds i dont have right now. i would also like to try and get my home back. it has new kitchen , bathroom etc and its my world - my life feels its been ripped out of me and im falling apart with a little hope i can do something to stop the sale urgently and fight this via the courts. also web resoultions offered a help to sell scheme working with you in order to sell, this was not offered to me even though i did ask for this option they wanted to reposess me regardless. they are not regulated either and its a huge worry for me fight a firm like this who show such aggression in dealing with human beings. again i stress my arrears were £1800, hardly £10k -- they have so far destoyed my life and im now homeless litrally with no roof over my head. they have caused me huge anxiety and worry and but i unless i get some action again them my world is going to fall apart and so i am. i genuinely need help as i believe i should be able to get my home back or prevent the sale for now. i really need some honest adivce so private message please.
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i need help please or advice ! to start off im reading the all familar tale about webb resolutions destroying lives. as per they have done to myself. after our mortgage with mortgages plc was sold off to webb resolutions, arrear free but did have some in the past.. i then lost my own retail business due to the credit crench from 2009 until 2012 it has been a nightmare. after having arrears of £1800 along with a suspended order the judge awarded possession unless i made within 72 hours - a long with it being a firday at 2 pm i had little or no chance webb resolutions refused offers of £104 in full to clear the mortgage and the rest of the amount owed is in legal fees and charges was 22k , im bewildered by this amount and since they will not comunicate with me im feeling very lost indeed.. . they went to court with 3 solicitors against my one. . we lost because webbs representatives not would allow us to get a word in edge ways and everytime we started to explain something they had a ready made legality to fight back with.. no common snese nor morals. i then found my home for sale at £10k under the asking price which i felt was ok considering. i have then found out today they have accpeted an offer of £120k. . this is not in my best interests as the mortgage still had some equirty in it given the right selling price. i also feel and im sure as well that webb resolutions have acted incorrectly but i really need help and a good legal firm to do this. funds i dont have right now. i would also like to try and get my home back. it has new kitchen , bathroom etc and its my world - my life feels its been ripped out of me and im falling apart with a little hope i can do something to stop the sale urgently and fight this via the courts. also web resoultions offered a help to sell scheme working with you in order to sell, this was not offered to me even though i did ask for this option they wanted to reposess me regardless. they are not regulated either and its a huge worry for me fight a firm like this who show such aggression in dealing with human beings. again i stress my arrears were £1800, hardly £10k -- they have so far desttoyed my life and im now homeless litrally with no roof over my head. they have caused me huge anxiety and worry and but i unless i get some action again them my world is going to fall apart and so i am. i genuinely need help as i believe i should be able to get my home back or prevent the sale for now. i really need some honest adivce so private message please.
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can somebosy please adivse me : we signed up for loan some years ,all paid off now but to thisday it still niggles me.. we signed the agreeement in a pub car park.. is that legal? if not, can you advise me which direction i need to head in and what i need to do claim in the courts to get our money back.
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help and advice please. our landlord for our business premises has switched off our power supply for non payment of rent. i did inform him that once we get our vat return back we can then pay him and did not hide behind this but have been honest with him. does he have thelegal right to switch off our supply for non payment of rent?
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i have arrears on my council taxfor thisyear and i have last years as well to pay. the council has passed it to baliffs and now thebaliff is hassling me for payment in full which i dont have. i called the council who point blank refused to deal with me or the case insisting i deal with the baliff. i have not let the baliff into my property andhasadvsied thecouncil i shallrefuse to deal with him and have offered a reasonable repayment to the council who refused it . ihave not earnt any wages for 3 months now and asselfemplyed business is very quiet due to thecredit crunch. can anybody help me here as getting worried about my situation and baliffs who keep calling round parking outside our property watching day and night my neighbour reported to me.. the baliff wants full payment.. i cant give it and dont have it to give.my bank shows im zero in credit and have addtional debts of 20k secured on my proeprty already any good advice please.
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on their 2nd visit they did enter the premises,does this alter the breaking in clause, also they have insisted on invoices tyo prove some of stock isnt paid for and on sale or return, do i have to provide this and sick of their threats.. i received an answer phone message on saturday form the office stating they will remove my goods unless i send it in proving it.. thisd stinks ,ive arrange a payment plan what more do they want ..threat after threat..
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Notice of Seizure by High Court Enforcement Officer hi.. some urgent advice required. we had ajudgement against me for £3300 (sole trader ).. i admit to this and rang the legal comany and arrnaged a repayment plan of £295 per month. they thensaid they would have to send out an attachement of earnings which we never recieved .then on the 1st of may we recieved a letter at my business premises from a high court officer shoved through our letter informing me my goods haver been seized ..we were closed he didnot enter our shop.. he then left a 3 page document with usual court office writ info etc. then we called them..no answer so we an answer phone message .thery ignored it and turned up again 5 days later andcharging me £150 per visit plus milege etc is this the game they play by not returnrnig calls andthenturning up after contacting them.. so we arranged a payment plan but i refused to sign any paper work until ive a solcitor on monday afternoon. i agian paid some funds in today and called up the officer who again doesnt answer the phone. we left a message again. no doubt he turn up again andchargeeven more fees.. thefeesin total are over £1035 ..ive calledtheir main office who simply wrote down addtional costs£650 the rest of break down i can agree to from ive seen. but extra charges are so un justifed andthis after one visit when we were closed. what can i do to stop them. im distraught and very worried to say the least i did make the 1st payment today of £300 can someone tell me if i can tae this back into court..i feel bullied...
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hi.. some urgent advice required. we had ajudgement against me for £3300 (sole trader ).. i admit to this and rang the legal comany and arrnaged a repayment plan of £295 per month. they thensaid they would have to send out an attachement of earnings which we never recieved .then on the 1st of may we recieved a letter at my business premises from a high court officer shoved through our letter informing me my goods haver been seized ..we were closed he didnot enter our shop.. he then left a 3 page document with usual court office writ info etc. then we called them..no answer so we an answer phone message .thery ignored it and turned up again 5 days later andcharging me £150 per visit plus milege etc is this the game they play by not returnrnig calls andthenturning up after contacting them.. so we arranged a payment plan but i refused to sign any paper work until ive a solcitor on monday afternoon. i agian paid some funds in today and called up the officer who again doesnt answer the phone. we left a message again. no doubt he turn up again andchargeeven more fees.. thefeesin total are over £1035 ..ive calledtheir main office who simply wrote down addtional costs£650 the rest of break down i can agree to from ive seen. but extra charges are so un justifed andthis after one visit when we were closed. what can i do to stop them. im distraught and very worried to say the least i did make the 1st payment today of £300 can someone tell me if i can tae this back into court..i feel bullied...
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hi.. some urgent advice required. we had ajudgement against me for £3300 (sole trader ).. i admit to this and rang the legal comany and arrnaged a repayment plan of £295 per month. they thensaid they would have to send out an attachement of earnings which we never recieved .then on the 1st of may we recieved a letter at my business premises from a high court officer shoved through our letter informing me my goods haver been seized ..we were closed he didnot enter our shop.. he then left a 3 page document with usual court office writ info etc. then we called them..no answer so we an answer phone message .thery ignored it and turned up again 5 days later andcharging me £150 per visit plus milege etc is this the game they play by not returnrnig calls andthenturning up after contacting them.. so we arranged a payment plan but i refused to sign any paper work until ive a solcitor on monday afternoon. i agian paid some funds in today and called up the officer who again doesnt answer the phone. we left a message again. no doubt he turn up again andchargeeven more fees.. thefeesin total are over £1035 ..ive calledtheir main office who simply wrote down addtional costs£650 the rest of break down i can agree to from ive seen. but extra charges are so un justifed andthis after one visit when we were closed. what can i do to stop them. im distraught and very worried to say the least i did make the 1st payment today of £300 can someone tell me if i can tae thisback into court..i feel bullied...
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i have recieved aletter with acourt hearing giving me 4 daysto attend and defend my situation. i have asked for more time and an adjourment of 3 -5 days.. mortgages plc simply refused. they sent out delibratley in the middle of apostal strike the letter with the hearing dated 8 th october. recievedon oct 17th hearing monday 22nd. my solcitor has asked and faxed the courts asking for time due to the way in which the mortgage company has acted. any anybody help or adivseme on what is likely to happen..i owe 3000 k in arrear approx 4 months owed. what can i do as ring mortgages plc is anightmare and its proved they dont want to help in any way but simply reposess what ever they can.they have made my life a misery.
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i have recieved aletter with acourt hearing giving me 4 daysto attend and defend my situation. i have asked for more time and an adjourment of 3 -5 days.. mortgages plc simply refused. they sent out delibratley in the middle of apostal strike the letter with the hearing dated 8 th october. recievedon oct 17th hearing monday 22nd. my solcitor has asked and faxed the courts asking for time due to the way in which the mortgage company has acted. any anybody help or adivseme on what is likely to happen..i owe 3000 k in arrear approx 4 moths
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question and help required last april iwas in mortgage arrears but wasable to settle all the arrears before as repossesion hearing. my mortgage compnay took my money very happily. 2 weeks later i recieve in the most an eviction notice. either the solicitor or mortgage company forgot to cancel the proceedings . i was fuming as well my girlfirend going berserk andthe upset it caused has been no end.the eviction was eventually cancelled but i need to know if i can take them court and claim for damages. they have never aplogised tome or offered any form of recompense. the main director of the solcitors hl interactive has told repeatedly he would call me 3 times this week but of of curse no calls what so ever. also the other problem being u cant ring as they rarley pick up the phone. is this right as the repossesions department never answer the phone. u simply sit on hold for hour after hour. i usually have to get another deparment to to get to ring me but they dont call me back ever hence i want to take them to court to to claim for damages and neglegence. can anyone help me please.
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last april i was in mortgage arrears but was able to settle all the arrears before as repossesion hearing. my mortgage compnay took my money very happily. 2 weeks later i recieve in the most an eviction notice. either the solicitor or mortgage company forgot to cancel the proceedings . i was fuming as well my girlfirend going nerserk and the upset it caused has been no end. the eviction was eventually cancelled but i need to know if i can take them court and claim for damages. they have never apologised to me or offered any form of recompense. the main director of the solcitor has told repeatedly he would call me 3 times this week but of course nocall what so ever. also other problem being u cant ring and they rarely pick up the phone. is this right as their possesions department never answer the phone .u simply sit on hold for hour after hour. i usually have to get another deparment to to get to ring me but they dont call me back ever hence i want to take to court to to claim for damages and neglegence. can anyone help me please.
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