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hollyblue

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  1. Thanks, thanks, thanks!!! I will give it a go again
  2. Im seriously considering backing out of the claim! I can't get my head around the "Allocation questionnaire" small claims track. I could work out how to get access on to the speadsheet you have, but did a basic one on microsoft. Can't work out what letter should go with letter to court and which one should go to Abbey. I feel so...... thick!
  3. Thanks for that Charley, not sure what you mean by, pm one of the Mods to merge thread? Can you help please?
  4. Thanks Nik! I will check out the links and get back to you. Think its the thought of completing the spreadsheet and writing to the court that's the scaryist part. Will let you know how I get on. Thanks again.
  5. Im so confused!!! been putting this off for so long because I don't understand the "court claim" part of claim. It feels as if Im just making up some figure and sending letter into manopoly court!! Can any one tell me what letters I have to use after having send the first 3 letters to Abbey, have a gwg of £845 and accepting is as part payment. Last letter form Abbey said definately no to claim! end of story as far as they are concerned!! I can't work the spreadsheet, I can't workout what letter to send, I also can't work out if I send a letter to Abbey and the court, just the court or just Abbey. I'm in a panic!! (sure you worked that out thought) All of the legal jargin in making me very nervous! Can anyone help?
  6. Thanks for that. I seem to be well behind on that schedule then, think both Abbey and Barclays are doing all they can to stall!!!! I have to wait until next week to send next letter so will see what happens. Have recieved another letter from both banks saying how sorry they are to hear I have a complaint.... blah. blah. blah.!!!!! Will keep you informed! Thanks again
  7. Hi there! Ill go and give the spreadsheet a go! Thanks for help Mad Nick Will be in touch soon.
  8. Hi Mad Nick! Thanks for that info, I think I'll stick to adding the interest when I file the N1 as you mentioned. I just am not exactly sure how to do this, Im no good with spreadsheets:( do I just work out 8% of the total, which by the way is £4248.00, and then add the figures together? Never was good at anything to do with figures!! maybe that's why I am in this situation!! I really appreciate you r help! Thanks Holly Ps, as I have sent letter accepting the GOGW, can I use that money, or do I have to hold on to it incase they request it back?
  9. Thanks for your help. I sent away letter accepting the amount as partial payment but reminding them that I would be claiming the balance. I also reminded them of the time limit etc. I just wonder if you can clarify for me,as I have read different things in some threads, it's about the amount to claim. I only claimed charges relating to unpaid direct debits and charges for going over my overdraught. I can't understand whether I was meant to include the interest charged while overdrawn and I thought I was to add interest once it goes to court? can you make any sense of this / if so I'd really appreciate your advice!!:o Thanks
  10. Hi I have just recieved gesture of goodwill sum of money, £820.00 into my bank account as well as a letter today from abbey. The letter has spooked me a bit because it says they have researched my account fully and that I knew about the charges when opening the account etc.... They also said they are not obliged to give a breakdown of charges, and to avoid anymore charges, to make sure I have enough money in account at all times. Is this normal? and if so what do I do now?
  11. Ok, thanks for your advise! Have you been successful? And do you know what the average timescale is from first letter to settlement?
  12. Yeah will do, I'll send it off this weekend. Can you also help with this? I am also claiming against abbey, and it has gone as far as sending the claim letter, they are now 1 week late with their reply, but also I am heading for approx £150 of charges this month, well to come out on the 2nd feb! what do i do about that? In a bit of a flap!!
  13. Thanks you so much! I will send the template 2 letter and see how that goes, Im a bit too much of a chicken to phone, at this stage anyway Will keep you informed! Thanks again
  14. Hi I'm confused! I sent my original letter to Barclay's in November, requesting statements, and they sent letter a week ago saying they have the right to take longer than 40 days to reply because of the amount of claims they are recieving. Is this true, and if not what letter do I send now, as the second one shows figures of the claim, and I don't know that Can anyone help please!! Thanks
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