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bllrdm

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  1. PlEase Help Need To Send Of My Mcol But Cant Get The Wording Down To Fit The 24 Lines Or 1080 Lword Limit
  2. Plase Help Need To Send Of My Mcol But Cant Get The Wording Down To Fit The 24 Lines Or 1080 Lword Limit
  3. is there a smaller version as limited space on mcol form
  4. is there a smaller version to use as im struggling to fit it all in on the mcol form
  5. i really struggling to keep within the word count or line space on mcol have you got a smaller verison
  6. hi is that the full amount with the 8% interest included
  7. can anyone tell me how to work the daily interest out for the mcol form
  8. wont pay part payment they will only pay if full and final settlement
  9. The claimant’s action is on the grounds that they have a contract with the defendant, Halifax bank, which is conducted on their standard terms and conditions. The claimant is claiming the return of money taken by the defendant in the way of charges over the last 6 years plus the interest they have levied on those charges. The bank's charges are a disproportionate penalty and therefore unenforceable as they are contrary to common law. Further, as a disproportionate penalty they are invalid under the Unfair (Contracts) Terms Act 1977 s.4 and under the Unfair Terms in Consumer Contracts Regulations 1999. Para.8 and sch.2 (1)(e). In the event that the charges are not a penalty then they are unreasonable within the meaning of the Supply of Goods and Services Act 1982 s.15. The claimant has repeatedly asked the defendant to justify their charges but they have declined to do so. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 30/09/2000 to 04/12/2006 of £216.85 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of {enter the daily rate of interest}. Could any one help is thios ok to sent to court also how do i work out the daily rate please help
  10. sorry to be a pain do i put in the ac name in item 1 on the part and find out from halifax when the account was opened.
  11. soph what did you put for your title for the claim and what wording did you use help please mind is due in to for court
  12. hi, i have only asked for my charges back but can i still ask for the interest as well on mcol as that is due today
  13. Reclaim bank charges: they're unlawful, so you can get six years money back | MoneySavingExpert.com look on this link
  14. Reclaim bank charges: they're unlawful, so you can get six years money back | MoneySavingExpert.com this link for the calculate the interest from the ery first charge, and print it out. Well done to the bloke in Southsea who won against NATWEST this week as shown on meridian news,
  15. there is a link on this site as i came across it but will look for you and sent you another link. I uses excel to put all my charges together doing mcol tomorrow for all of mine. Only had one reply and thats from halifax on joint account. shame going to get dirty now
  16. thanks, really scared incase i have to go to court. didnt think they would be like this since my friend got her straight away. And HSBC have not communicate with me from the start.
  17. Halifax have informed me that i have to accept there full and final settlement as this is their condition and thats tough **** basically. Could some help me in the wording for the particulars of the claim. ___________________________ Halifax £886.00 sent 2 letters mcol due on thursday Halifax £2968.00 sent 2 letters mcol due on thursday HSBC £795.00 sent 2 letters mcol due on thursday HSBC £3100.00 sent 2 letters mcol due on thursday Capital One £795.00 paid 172.00 not accepting 2 letters sent mcol due on thursday Capital One £262.00 paid 66.00 not accepting 2 letters sent mcol due on thursday I Group Still waiting for info but paid into my account £570.00 Barclays waiting for info Welcome Finance waiting for info
  18. did halifax put up a fight as i have been told 575.00 only in full and final settlement and thats there condition except it
  19. help halifax want me to settle for 575.00 only i need help in filling in the online court form. did they pay up after they received the court form?
  20. Help please halifax want me to settle for £575.00 in full and final settlement. i would like to know what to write on the particulars of claim form.
  21. sorry to sound thick, but have only just started this and really dont know how to start my own thread
  22. Im new to this but Im having real trouble with the Halifax. can anyone help, also what about mortgage charges
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