Not prying but were you married and got divorced or just co-habitated? If you were married then there should be something in your divorce agreement about property.

Thank you hawkewarwick and good luck to you

Depends if he ever went behind with the rent and he could've acted on your behalf to negotiate repayment agreements - which they could've failed to check he had authorisation. Once you get your file you need to check if there are any reference to you leaving and any signing of new paperwork. They must have based is application to buy based on some paperwork. If not, I don't understand how he's bought it unless it was fraudulently. If it was a joint tenancy then you would still have had to sign to agree to him buying it - which could tie in with what you said the letter said about buying it.

I have to say I agree with you Mr Shed that this is a difficult one. I would still request a copy of your file and if they refuse to send it to a different address (which I can't see any reason for). Advise them you will collect it and take ID and a copy of your tenancy agreement.

You could ask for a copy of your file to see what paperwork has been signed. The Council are not allowed to add a second tenant to an existing secure tenancy agreement, and if they have done that they would have created a new secure joint tenancy with both of you - from experience I do know that Councils have made this mistake in the past. I'm not legally trained so I don't want to comment out of turn. If in doubt about it you could contact a solicitor for a free phone consultation or one of the free solicitor service. This is a grey bit, so someone more qualified than me might want to comment. As you informed the Council you had moved out they could have taken this as you implying you didn't want the tenancy. Also, by them accepting payment from your ex they could be seen to have created a tenancy with him - the difficulty here is whether they can say you abadoned your tenancy and if you claim you had an intention to return then they can't argue that, but don't know who it is down to prove that. Also, when the RTB was put in by your ex he must have been a secure tenant for them to allow him to buy it. Usually files are checked for this so not sure where they got the information from, I would request a copy of your file. By the way, when did he buy the property, was this before or after you told them you'd moved out? Hope this helps and doesn't waffle too much.

Charlie you need to check your original tenancy agreement to see if says you were both tenants. Also, did you sign any other paperwork that could've assigned the property to your ex?

Are you talking implied surrendor then? Or do you mean a letter giving 4 weeks notice to quit it?

When you moved out of the house did you sign a Notice to Quit? If not, you are still the tenant at that property, and in which case they can't sell it. If you did then your ex should've signed a new tenancy agreement and will have used his power of rtb under that. If they signed up for a new tenancy then they should've got you to quit the old one, however, doesn't always happen

Hello All I'm new to all this and haven't posted before, however, have read through quite a few forums. I am in the process of sending off letters to Natwest and Lloyds/TSB for my charges but from reading in another thread about people claiming back interest on managed loans for the portion used to clear an overdraft which resulted in charges. I was wondering if anyone has tried to claim back the ppi for that portion of the loan also? I might be barking up the wrong tree completely and not really understand what I'm doing. Just had a thought that if the charges were unlawful and have resulted in interest and insurance being applied, wouldn't this mean this was refundable also? Sorry to ramble on and any advice would be appreciated. C x