Hoorah..... SC&M have sent me a letter offering a settlement below my expectations (Capital Costs plus Court Costs but Exluding 8% Stat Interest) They claim on the original court document submitted via MCOL that i had only put the bank charges figure (£580) and not totaled it with the interst (£170) to make £750 plus & £80 Court Costs = £830 So they have offered me £660. I have phoned Birkenhead County Court and they have told me that although i had only put £580 numerically on the form i did state in writing that i was charging Stat interest in the particulars of claim section. When i phones SC&M to inform then of this thay said that the would have to go back to LLTSB. Where do i stand now and what does anyone think will happen, are there any templates for knocking back an incorrect figure and do you think i will get the full amount back.... Thanks All Mark

Of what i remember it was closed some time last year, the account was only open 6 months or so.

Thanks Barty, Have only got my court date today by phoning county court, letter i assume will follow on in the post. Will have a look at those links... Many Thanks, Mark

Hello, Just to let you know where i am up to with Lltsb.... (Any Comments Would be apprectiated) SAR Letter - Not Sent as Charges Collected Directly from Lloydstsb Online 1st Letter - Sent and recieved standard 'Do One' Letter Back 2nd Letter - Sent 'Refer to Previous' Letter recieved Back Issued MCOL Procedings - Defence Recieved and Refered by MCOL to my Local County Court (Birkenhead County Court) AQ's Issued and Duly Returned - Requested Small Claims Track - Granted and Date for Hearing listed as 8th June 2007 @ 1000hrs..... So Chaps, Having got up to speed with my case what can i expect next.... Mark :-|

All, Apparantly in the letter they have stated that they can not use any if the information i provided in my SAR letter IE Address, DOB, Branch Details ETC and can only locate an account with numberic identifiers IE: Account Numbers and Sort Codes.... I am still at a complete loss..... Mark

Hi All, Just after some help and guidence here, I have closed my Natwest Account some 18 Months back and have moved house since. I have No Statements, No Cards, No Cheque Books or any communications from the bank with my account number on. My Local branch can not locate me on there system, The branch i opened my account with can not locate me either. I have also written to Natwest with my 'Charges Request Letter' explaining the fact that i have no account details and they sent me a letter back saying that without account numbers and sort codes they can not progress my request for 'Subject Access'. Where do i go from here, seems to be a bit of a fob off to me... Thanks, Mark