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chkaijo

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About chkaijo

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  1. can some one guide me as what to do re court details i can't seem to find it
  2. What do i do about the court details?? i guess i have to read the faqs
  3. I finally got my money in the bank yesterday:D . What a nice feeling. I received all plus court fees. there was some reduction on the amount claimed due to two of the charges claimed were refunded but i am happy! Now i can donate to the site. thanks to everyone for the help received Bong Gary H Lats etc thank you
  4. thanks for that lateralus
  5. Hi everyone, update, i have been busy recieved from hsbc for original offer except court fees on the 9th january. was concerned as what to do so I called the bank, spoke to Mr Pretty who said they would pay all my court fees plus the original sum. he suggested i made a note of this on the acceptance form. I decided that i would accept this offer once my court fees was paid . I sent off the letter that same day. IN the letter suggested allow 7 days for account to be credited. these seven days would be up on thursday . additionally I withdraw my N244 as i accepted hsbc offer. Did I do the right thing? advise please??? considering everything in this post. in the mean time i have received a notice that acknowledgement of service has been filed dated the 10.1.07. this states that the defendant has 28 days from the date of service of the claim form to file a defence. i have written a letter to HSBC lawyers which i have included. please advised me accordingly about this letter. I am due to send this today. thanks my address DG Solicitors 12 Calthorpe Road Edgbaston Birmingham B15 1QZ 15/01/07 Dear Deborah D'Aubney, Re: account number xxxxxxxxxxxxxxxxx Claim number xxxxxxxxxxxxx I accepted the Banks offer of £1398.00 on the 9/01/07 the letter, was sent off to me on the 8/01/07. However I spoke to a Mr Allan Pretty that same day and requested that my court fees also be refunded to me which is £120.00. Mr Pretty acknowledged my request and suggested I add it on to the part that I have signed which I did. I also added that I accept this offer unconditionally expecting the payment of my court fees to be paid. Additionally the paper work suggested I allow 7 working days which should be up by the Thursday 18th or Friday 19th of January 2007. HSBC may be processing another charge to my account of prior to 17 Jan, since my claim was filed with the court. I am of course anticipating that your client will settle my claim, in the same way that it has settled all claims of this nature; therefore please obtain your client's instructions to include any further charge within the settlement figure. This will save your client additional costs and a court fee of £30, if I have to raise a separate action for the recovery of any charge. If this money is not deposited in my account by this time, I will continue to pursue the claim in court for full amount stated, plus any further charges and interest and cost, without further notice. Since not sticking to your 7 working days will constitute you not keeping your word. I hope that this will not be necessary and look forward to resolving this with you. I enclose a schedule of charges which includes 8% interest which I would be claiming for if my court fees are not added on. Yours Faithfully
  6. I am so nervous as to what will happened now that I have send off my amendment etc. I have done so much mistakes with my MCOL. I feel like I am waiting for the other shoe to drop!
  7. HA! send a cheque and all:(
  8. lateralus all sorted just about to pop down to the post office with my amendment form and N1 together with my schedule.
  9. my this replies are really quick. a big thank u and i will keep u all posted. i will tipp gary's scale and bong if it will let me;)
  10. called the consumer help desk re my POC. advised that i sent an amendment to my original POC to Northhamton courts where my MCOL was sent to via the post. I was requested to send 1 copy of the N1 form, and 1 copy of the N224 amendment form. then i was informed that the form will go before a judge in which a seal will be put on it and it will then be posted back to me and get this i have to serve it to HSBC bank themselves:( . I did ask if i can serve hand the POC to my local court and the answer was NO i have to send it to them. A bit confusing as to the amount of copies i have to send though??? should i stillsend three copies despite what the consumer desk stated to me???
  11. hey can some one direct me to The Unfair Terms in Consumer Contracts Regulations 1999 so i can quote it correctly:confused: as i need to put it in my POC
  12. Hey, thank you very much. i was getting really dispondent and was wishing i had settle for the first amount that Mr Collin Langdale had offered. However Lats thanks for the support and encouragement. Gary H you are wonderful for the link about amending my particulars. Will do it sometime in the early hours of the morning. when I am rested and less prone to make mistakes and baby is asleep;) . Lats i will take you up on your offer to pm you on Sunday to check it out the particulars of my claim before I send it if that is ok???
  13. thanks i will try all of the advice given and hope my stupidity does not make e muck it all up. Thanks a lot lats and bong
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