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Trish76

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Posts posted by Trish76

  1. Hi and welcome to the site,

    :p

     

    You've definately taken the first step into claiming back what's rightfully yours.

     

    Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

     

    Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

     

    Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

     

    All the best in your claim!!

    :wink:

     

    TRISH

     

     

    Useful links to help with your claim

     

     

     

     

     

  2. Firstly, I'm assuming you've entered all your charge details into one of the spreadsheets. The spreadsheet calculates the 8% interest on each charge from the date it was applied to the account. You will then get a total figure for your Section 69 interest, this figure will increase each day that passes so make sure you have the correct figure for the date of filing your claim. We'll call this total X.

     

    Therefore:

     

    [date when the money became owed to you] This will be 06/09/2002

     

    [the date you are issuing the claim] This will be the actual date you file your claim through the courts.

     

    [amount] This will be figure X

     

    [enter the daily rate of interest] This will be the daily rate of £0.85

     

    Hope this clarifies what you need.

    • Haha 1
  3. I'm sure there are quite a few who just brush it all aside and forget about the whole thing. Thats why the banks try their stupid delaying tactics, in hope of people giving in. We're all stronger than that though and if we all stick together and share our experiences then we will ALL get our money back.

     

    We got them banks on the back foot now!!!

  4. Proceed to the LBA at the expiry of the 14 days as you can still ammend the amount of the claim right up until the point of actually submitting your claim through the courts, so any extra charges which come to light you will still be able to add to your schedule.

  5. The waiting at this stage is the worse part, it seems to feel like forever. Just think though, every day that passes you are one day closer to receiving your settlement.

     

    It wouldn't hurt to phone the court on the odd occasion, sometimes a little push doesn't go a miss!!

  6. It all depends on exactly what you wish to claim back.

     

    If you wish to claim back interest you've paid on the account the you should use the advance spreadsheet, this will calculate what portion of the interest is due to the charge incurred on the account. It will alson calculate the 8% interest under Section 69.

     

    The simple spreadsheet will calculate the 8% under Section 69 only.

     

    Hope this helps!!

  7. Hi and welcome to the site,

    :p

     

    You've definately taken the first step into claiming back what's rightfully yours.

     

    Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

     

    Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

     

    Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

     

    All the best in your claim!! wink.gif

     

    TRISH

     

     

    Useful links to help with your claim

     

    FAQ’s

    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

     

    Letter Templates

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

     

    Interest Spreadsheet

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

     

    Court N1 form

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

     

    Mcol Particulars of Claim

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

  8. Hi and welcome to the site,

    :p

     

    You've definately taken the first step into claiming back what's rightfully yours.

     

    Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

     

    Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

     

    Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

     

    All the best in your claim!! wink.gif

     

    TRISH

     

     

    Useful links to help with your claim

     

    FAQ’s

    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

     

    Letter Templates

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

     

    Interest Spreadsheet

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

     

    Court N1 form

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

     

    Mcol Particulars of Claim

    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

    • Haha 1
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