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Trish76

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Everything posted by Trish76

  1. I personally would hold out and file your claim through the small claims. You will get back the full amount if you persue this claim all the way. If you chose to continue you may need one of these letters to advise the bank of your intentions. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejecting-offers.html
  2. Hi and welcome to the site, You've definately taken the first step into claiming back what's rightfully yours. Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required. Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim. All the best in your claim!! TRISH Useful links to help with your claim FAQ’s http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Mcol Particulars of Claim http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html
  3. Firstly, I'm assuming you've entered all your charge details into one of the spreadsheets. The spreadsheet calculates the 8% interest on each charge from the date it was applied to the account. You will then get a total figure for your Section 69 interest, this figure will increase each day that passes so make sure you have the correct figure for the date of filing your claim. We'll call this total X. Therefore: [date when the money became owed to you] This will be 06/09/2002 [the date you are issuing the claim] This will be the actual date you file your claim through the courts. [amount] This will be figure X [enter the daily rate of interest] This will be the daily rate of £0.85 Hope this clarifies what you need.
  4. Trish76

    Domant v HSBC

    You will have to submit everything backing up your claim 2 weeks before your hearing date......which you havn't received yet. But definately worth familiarising yourself with it in preparation. http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html
  5. No problem, I always think simple is best IMO.
  6. Yes when it's your own claim you are a little aprehensive and all you need is a bit of reasurance. Just remember there are plenty of people behind you on this one and will help you every step of the way!!
  7. MCOL do seem to be doing away with the AQ's wherever they can so this doesn't come as any great suprise. Just need to wait for further directions from the court now!!
  8. Trish76

    Advice please

    Lets hope she doesn't lose it.....you could always send it again on Monday as a gentle reminder..
  9. Trish76

    Domant v HSBC

    No you don't need to do anything different at all. The court will allocate which track your claim takes!!
  10. I'm sure there are quite a few who just brush it all aside and forget about the whole thing. Thats why the banks try their stupid delaying tactics, in hope of people giving in. We're all stronger than that though and if we all stick together and share our experiences then we will ALL get our money back. We got them banks on the back foot now!!!
  11. It is a fantastic site and has helped me to two great successes against Nat West, and it's also filled me with great knowledge which pleases me in being able to pass on to others. We all want the same thing at the end of the day......OUR MONEY BACK!!!!
  12. Proceed to the LBA at the expiry of the 14 days as you can still ammend the amount of the claim right up until the point of actually submitting your claim through the courts, so any extra charges which come to light you will still be able to add to your schedule.
  13. Becomes a bit of a habit after a while....pouncing on the postie in hope of a big fat cheque.....lol Not too long now though!!
  14. I found with my claim against Nat West that regular calls to the court seemed to push things on a little quicker, it may just be coinsidence but I still believe they got hacked off with hearing from me and pushed things on.
  15. Trish76

    dkh V Abbey

    Nothing wrong with being prepared.....and like you say, it's not time wasted if it helps get you your money back.!!
  16. The waiting at this stage is the worse part, it seems to feel like forever. Just think though, every day that passes you are one day closer to receiving your settlement. It wouldn't hurt to phone the court on the odd occasion, sometimes a little push doesn't go a miss!!
  17. It all depends on exactly what you wish to claim back. If you wish to claim back interest you've paid on the account the you should use the advance spreadsheet, this will calculate what portion of the interest is due to the charge incurred on the account. It will alson calculate the 8% interest under Section 69. The simple spreadsheet will calculate the 8% under Section 69 only. Hope this helps!!
  18. Hi and welcome to the site, You've definately taken the first step into claiming back what's rightfully yours. Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required. Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim. All the best in your claim!! TRISH Useful links to help with your claim FAQ’s http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Mcol Particulars of Claim http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html
  19. Hi and welcome to the site, You've definately taken the first step into claiming back what's rightfully yours. Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required. Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim. All the best in your claim!! TRISH Useful links to help with your claim FAQ’s http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/ Letter Templates http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/ Interest Spreadsheet http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html Court N1 form http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html Mcol Particulars of Claim http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html
  20. Congratulations on your win... Let's hope that money makes it way to you swiftly!! :grin: :grin:
  21. Enjoy your holiday and lets hope there's some cash on your return!!
  22. Definately worth waiting for further directions from the court, although a few phone calls wont go a miss, it may help to push your claim on!!
  23. Trish76

    sveng v LTSB

    Best of luck with this one, you seem to have everything in good order up to now. Look forward to hearing the outcome!!
  24. Yes that is the correct statement to enter in Section G You could also propose a Draft Directions Order: New strategy for Allocation Questionaires
  25. From my knowledge of Capital One claims they do tend to submit their defence and then settle very quickly afterwards, I tink the end is sight now!!
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