Hi can someone help with the above please. Need to ring them soon but want to know if I can still claim for the rest of the money. Gill

When i got my letter from dg i had to sign at the bottom and send the copy back. It had all the bits about full and final settlement and no other claims etc. So I put a line through the bits I dont agree with and signed it. I also put in a covering letter saying:- I will accept the sum offered only as part payment and on the clear understanding that I will pursue for the remainder. I will withdraw my claim upon the receipt of full unconditional settlement of my claim. Yesterday got letter back form DG Thank you for returning the signed settlement letter. We confirm the agreed sum will be credited in the next 7 days Once you have received the agreed sum we considered that the matter will be concluded etc etc. checked my bank account and there it was. But it is not the sum I wanted. Have I lost out because I signed that letter? even though I crossed out the bit about full and final. no other claims etc etc. Can anyone help can I still pursue for the rest which is about £400.00.?

Hi Stephenwalton. I got my offer letter from DG last Thursday offering me almost the full amount. Sent letter back sameday accepting as part payment with intention to pursue for the whole amount. No reply as yet. Dont accept the first offer. If you read further threads you will see that they do this all the time. stick to your guns and you will get all of your money back. Think how much money they would save if everyone accepted the first offer. Good luck keep us up-dated. gill

Quick up-date. Sent letter to DG Sollicitors last Thursday. Accepting amount as part payment with intention to pursue for the rest. No news yet. Was Hoping to have money for Christmas but hay still got a few days left. They have to file a defence in 28 days from the date 11th December 2006. What happens if they don't and they havent settled? Should I ring today and find out if they have received my letter?

Quick up-date fd sollicitors d&g have sent us a letter offering 3030.70 which is about 400.00 short. We want the whole amount but need a copy of the letter that tells then we accept this as partial payment. anyone help? Have had a look but could not find it. This letter also has a section on saying That we agree not to claim again and to keep it confidential. Many Thanks Gill

Hi Bobbygroocock. We have just done mcol on the 6th of December so I expect I will get the same reply as you. There is a programe on tonight at 10.00pm on bbc 2 all about what we are all doing. looking forward to watching it. good luck to you. Regards Gill

Hello all. checked my account today and money has been paid in £1570.00. whooooo yeah. I cant tell you how pleased we are. Hubby didnt think we would get it back. We are going to have a good christmas after all. now onto my other bank. Best of luck to all out there going through it. stick to it and you will get your money back. Now off to make donation to this super site. Regards to all. Gill and Pete

Hi i want to do my mcol today. What address do i use the balloon street one or the skelmersdale one? can anyone help?

Ho Conzi. Dont Be Surprised If They Refuse 1st Time And After Lba. They Did To Both Mine Im Claiming For 2300.00 But I Will Say Fd Are Not Consistant. And You Could Be One Of The Lucky Ones Who Get And Offer Straight Away. Iv Got To Go Down The Moneyclaim Online Route. Hope This Helps. Keep Us Informed Of How Your Getting Along. Regard Gill

hi bobbygroocock. when you go to moneycliam on-line you can add 8% interest. there is a spreadsheet on this site under templates. this works it out for you. hope this helps gill

Hi Rhombus. We Are Currently Overdrawn By 90.00 Without An Overdraft And They Are Planning To Add More Charges This Month Of 70.00. We Havent Used The Account In Over Two Months And We Refuse To Pay Money In As The Account Is In Disspute. I Dont Think This Will Affect Your Claim As I Expect The Charges You Are Getting Are Not Helping You Keep Within Your Limit. If You Start Procedings Smile Will Proberly Get Shirty And If You Abuse Your Account To Much Will Ask For You To Hand Your Cards/cheque Book Back. This Has Happened With My First Direct Account, We Went Overdrawn By 20.00 For One Day And Had A Stroppy Letter From Them Saying We Would Have To Hand Our Cards Back If It Happens Again. We Are At The Moment Claiming For Money Back From Them As Well So This Is Why They Are Getting Shirty. Hope This Helps. Gill

Have Just Checked My Account And They Are Going To Charge Me £70.00 This Month. We Have Not Used The Account For Over Two Months And We Are Over Drawn Because Of The Charges That We Are Disputing. Need Some Advice. I Know I Can Add The Charges To My Claim But We Have No Cards Or Cheque Book For This Account And Asked Them To Close It But Because We Wont/cant Pay Money In They Just Keep Adding Up The Charges. Iv Told Them By Seccure Mess That We Are Not Happy And Investigating This And I Have Sent Prelim And Lba And They Have Till 9th Befor Mcol. Should I Send Another Mess To Them And If So What Should I Say? I Dont Want This To Go Against Us. Any Advice Would Be Helpful. Thanks Gill

Hi Yvette. this is gill. how are things progressing? iv no news. lba sent last week they have till 9th nov then its mcol. gill

well done chutney. iv sent my lba and they have till next wk b4 mcol. thinking i might give them another wk? but then again no. well done. gill

Well No News Is Good News So They Say. Have Had No Response Yet From Smile After Sending My Lba. They Have Till End Of Next Week Then Its Mcol. Which Works Out Well As Its Payday And I Can Do It Straight Away. Would Be Really Nice To Get The Money Back B4 Christmas. Hows Everyone Else Doing?