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mattjanes

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About mattjanes

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  1. This topic was closed on 03/05/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support their. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group
  2. Hello all, I shall be posting my initial letter to the Halifax tomorrow, so before I do, just need one piece of information... The £10 fee for release of Data protection (you know what I mean)... Who should I make the cheque payable to? Halifax Plc? Thanks in advance.
  3. Ah brilliant, thanks for the comments guys. I'm drafting my initial contact letter now!
  4. Just about to embark on claiming my charges back from Halifax, but before I do, I'm mildly concerned that they may decide to close my account and demand the full amount of my overdraft repaid immediately/ Has anybody had this experience or know of anybody that it has happened to? Thanks for your advice!
  5. Good colour coding on the forum titles too. Like the way you draw immediate attention to the "FAQ" section! Looks like the site is just going to keep growing!
  6. That's a rather good looking website! Look forward to moving over there!
  7. Just wondering how many people here have been successful in retrieving a refund from their bank? If so, from which bank and how much? Thanks 8)
  8. Here's a copy of the letter I have whipped together with the help of your library and my own creative spark! Halifax PLC Head Office Customer Services & Complaints Dept. Trinity Road Halifax HX3 2RG Ref: mj.schreqhal.001/06 Dear Sir/Madam Re: Information Request – Account Number XXXXXXXX / Sort Code XXXXXX I hereby respectfully request a complete list of charges made to my bank account by Halifax PLC since the date of account opening under the current regulations of the Data Protection Act (1998). Additionally, I would a
  9. It does seem that way. I have read through lots of the letters that other people have sent to banks and feel that perhaps my first step would be to ask for a schedule of all charges made to my account and the reasons for them, along with some kind of proof that the charges were necessary. If, then, they do not provide proof, then it could be time to start asking for the money back. I suppose this way, they receive a bit of a warning shot and I can see whether it's even possible for me to get the money back before I start charging in and asking for it. So, to this end, I notice f
  10. I have had a student account with the Halifax bank for the past 2 years, and over the time I have been charged £28 on countless occassions for unauthorised overdraft usage - i.e a cheque or direct debit or card use takes the balance below the agreed overdraft facility. Now, being absolutely skint and in need of cash very quickly, I was referred to this website from another message board, but my initial reaction to the facts here are that they seem too good to be true! Is it really correct that I can claim back every instance that I have been charged £28? Obviously it is my fault it has
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